9741 Howes Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 9741 Howes Rd, Dunkirk, MD 20754 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1990
Square Footage	2,938 sqft Total Area
Lot Size	70,567 sqft (1.62 acres)
Garage	Built-in, 423 sqft
Occupancy	Owner Occupied
Last Sale	$250,000 (1989)
Tax Bill	$4,814.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`03-120627`
Alternative APNs	`3120627` `120627`

Interior

Full Baths	2 Baths
Building Area	2,938 sqft Total Area
1st Floor	1,857 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1990
Architectural Style	Conventional Style
Exterior Material	Siding Exterior
Construction Type	Wood Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	70,567 sqft (1.62 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Built-in Garage
Garage Area	423 sqft Garage
Deck Area	128 sqft Deck
Porch	Open Porch
Porch Area	195 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	120627
Old Parcel Number	3120627
Street Address	9741 HOWES RD
City	DUNKIRK
State	MD
Zip	20754-9259
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 5 PLAT 2 SMITHVILLE
Legal Subdivision	SMITHVILLE
Legal Lot Number	5
Jurisdiction	CALVERT MD
Minor Civil Division	3, SUNDERLAND
Census Blockgroup	3
Census Block	3011
Census Tract	860103

Owner

Source: Calvert County records · APN 03-120627

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9741 HOWES RD, DUNKIRK, MD 20754-9259
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 1989 · Amount on Record
Deed Sale	Dec 14, 1989 · Amount on Record
Deed Doc Number	901870
Record Refreshed	Jun 07, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	9741 HOWES RD, DUNKIRK, MD 20754-9259
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9741 HOWES RD, DUNKIRK, MD 20754-9259

Mortgage

Document Number	0065610385
Date	May 01, 2024
Book Page	6561/385

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 19, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,814.00 Homeowner's exemption	$463,367	$511,700 Land $176,200 Building $335,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.