9751 Howes Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 9751 Howes Rd, Dunkirk, MD 20754 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1990
Square Footage	1,916 sqft Total Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$189,900 (2000)
Tax Bill	$4,347.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-120635`
Alternative APNs	`3120635` `120635`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,916 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	43,560 sqft (1 acres)
Deck Area	144 sqft Deck
Porch Area	120 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	120635
Street Address	9751 HOWES RD
City	DUNKIRK
State	MD
Zip	20754-9259
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 6 PLAT 1 SMITHVILLE
Legal Subdivision	SMITHVILLE
Legal Lot Number	6
Jurisdiction	CALVERT MD
Minor Civil Division	3, SUNDERLAND
Census Blockgroup	3
Census Block	3011
Census Tract	860103

Owner

Source: Calvert County records · APN 03-120635

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9751 HOWES RD, DUNKIRK, MD 20754-9259
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2000 · Amount on Record
Deed Sale	Jul 28, 2000 · Amount on Record
Prior Sale	Jun 02, 1995 · Amount on Record
Deed Doc Number	200010311
Deed Book / Page	1289 / 6
Last Transfer Date	Aug 23, 2013
Transfer Doc	0042740207
Record Refreshed	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	9751 HOWES RD, DUNKIRK, MD 20754-9259
Document Number	0052470044
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9751 HOWES RD DUNKIRK MD 207549259, DUNKIRK, MD 20754-9259

Mortgage

Document Number	0052470044
Date	Sep 05, 2018
Book Page	005247/000044

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 04, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,347.00 (+18.97%)	$382,300 (+8.7%) Land $170,000 Building $212,300	$382,300 (-) Land $170,000 Building $212,300
2023	$3,654.00	$351,700	$382,300 Land $170,000 Building $212,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.