978 Oates Rd, Palmer, TX 75152 Property Records

Ellis County property record for 978 Oates Rd, Palmer, TX 75152 · Last verified August 2026

Property Highlights

Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	3,678 sqft Gross Area
Lot Size	27.8 acres
Occupancy	Owner Occupied
Last Sale	$275,000 (2005)
Tax Bill	$8,687.00 (2025)

Owner

Source: Ellis County records · APN R220601

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	978 OATES RD, PALMER, TX 75152-6008
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MTG
Jun 26, 2020	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 08, 2005 · Amount on Record
Deed Sale	Feb 08, 2005 · Amount on Record
Deed Doc Number	20054128
Deed Book / Page	2100 / 1552
Prior Transfer Date	Jan 21, 2005
Prior Transfer Doc	0021001552
Record Refreshed	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	978 OATES RD, PALMER, TX 75152-6008
Document Number	0000022964
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 OATES RD PALMER TX 751526008, PALMER, TX 75152-6008

Mortgage

Document Number	0000022964
Date	Jul 10, 2020
Instrument	22964

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	3.32%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	978 OATES RD, PALMER, TX 75152-6008
Document Number	0000022965
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 OATES RD PALMER TX 751526008, PALMER, TX 75152-6008

Mortgage

Document Number	0000022965
Date	Jul 10, 2020
Instrument	22965

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	3.32%

Tax Assessment & Valuation

Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Palmer Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$900,977 (+7.3%) Land $557,700 Building $343,277	$900,977 (+4.95%) Land $557,700 Building $343,277
2025	$8,687.00 (+4.79%) Homeowner's exemption Senior Citizen's exemption	$839,715 (+21.89%)	$858,475 (+11.23%) Land $487,988 Building $370,487
2024	$8,290.00 (+7.7%)
2023	$7,697.00 (+4.85%) Homeowner's exemption Senior Citizen's exemption	$688,908	$771,804 Land $390,390 Building $381,414
2018	$7,341.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ellis County (48139C), updated October 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	About 1 in 676 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`R220601`
Alternative APNs	`99000390505000110` `220601`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	3,678 sqft Gross Area
1st Floor	2,382 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stone Exterior
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	1,214,671 sqft
Garage Type	Carport Garage
Garage Area	912 sqft Garage
Carport	Carport
Carport Area	912 sqft Carport

Exterior Amenities

Total Buildings	3 Total Buildings
Porch	Covered Porch
Porch Area	1,156 sqft Porch
Storage Building	425 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	978 OATES RD
City	PALMER
State	TX
Zip	75152-6008
Property Usage	Agriculture or Farming Property Usage
Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	3 R PENA Q-E 27.885 ACRES
Legal Subdivision	R-PENA
Jurisdiction	ELLIS TX
Minor Civil Division	FERRIS
Census Blockgroup	2
Census Block	2072
Census Tract	60105

Nearby Properties on Oates Rd

Nearby Streets

All Palmer, TX Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures