909 Oates Rd, Palmer, TX 75152 Property Records

Ellis County property record for 909 Oates Rd, Palmer, TX 75152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,313 sqft · built 1975
Lot Size	9.75 acres (424,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,500 (Nov 2018)
Tax Bill	$3,518 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R178745`

Property Details

APN / Parcel Number

Primary APN	`R178745`
Alternative APNs	`99000390501500110` `178745`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,313 sqft Living Area
Gross Area	2,817 sqft
1st Floor Area	2,313 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	424,710 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Enclosed Porch
Porch Area	1,399 sqft
Deck Area	240 sqft
Shed	1 Shed
Shed Area	1,008 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	909 OATES RD
City	PALMER
State	TX
Zip	75152-6017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 15 R PENA Q-E 9.75 ACRES
Legal Subdivision	R-PENA
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	2
Census Block	2063
Census Tract	60105

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	909 OATES RD, PALMER, TX 75152-6017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Prior Sale	May 2, 2014
Deed Document Number	201833871
Prior Transfer Date	Nov 13, 2018
Prior Transfer Doc	0000033871
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Nov 26, 2018
Property Address	909 OATES RD, PALMER, TX 75152-6017
Document Number	0000033871
Instrument Date	Nov 13, 2018
Instrument	33871
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	909 OATES RD PALMER TX 751526017, PALMER, TX 75152-6017

Mortgage

Document Number	33872
Date	Nov 26, 2018
Instrument	33872

Lender

Name	VIRGINIA WERNET
Address	10405 LICKLEY RD, PITTSFORD, MI 49271-9789
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2033

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Palmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,406 (+1%)	$400,000 (+13.87%) Land $280,000 Building $120,000
2025	$3,518.00 (-8.81%) Homeowner's exemption	$351,278 (+11.78%) Land $140,000 Building $211,278	$351,278 (+9.77%) Land $140,000 Building $211,278
2024	$3,858.00 (+0.47%)
2023		$314,252	$320,000 Land $40,000 Building $280,000
2018	$3,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

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