Ellis County property record for 971 Oates Rd, Palmer, TX 75152
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,094 sqft · built 2021 |
| Lot Size | 2.92 acres (127,326 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,300 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R278468 |
| Primary APN | R278468 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,094 sqft Living Area |
| Gross Area | 3,026 sqft |
| 1st Floor Area | 2,094 sqft |
| 2nd Floor Area | 616 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 127,326 sqft |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 480 sqft |
| Canopy | 615 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 941 OATES RD |
|---|---|
| City | PALMER |
| State | TX |
| Zip | 75152-6017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 ROBIN WALATERS PL 2.923 AC |
| Legal Subdivision | ROBIN WALATERS PL |
| Legal Lot Number | 2 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | FERRIS |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 60105 |
Source: Ellis County records · APN R278468
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 233, PALMER, TX 75152-0233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE COMPANY LLC A- CALIFORNI |
| Oct 15, 2020 | Deed of Trust, Mortgage GUILD MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2024 |
| Deed Sale | Jan 04, 2024 |
| Prior Sale | Feb 27, 2020 · Amount on Record |
| Deed Document Number | 2024306 |
| Prior Transfer Date | Feb 25, 2020 |
| Prior Transfer Doc | 0000006525 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 971 OATES RD, PALMER, TX 75152-6017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FNT |
| Name | Verified Name |
|---|
| Document Number | 0002543166 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2543166 |
| Name | GUILD MORTGAGE COMPANY LLC A- CALIFORNI |
|---|---|
| Address | 5887 COPLEY DR, SAN DIEGO, CA 92111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 971 OATES RD, PALMER, TX 75152-6017 |
| Document Number | 0000038683 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 971 OATES RD PALMER TX 75152, PALMER, TX 75152 |
| Document Number | 0000038683 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 38683 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 20, 2050 |
Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Unified School District | Palmer Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,154 (-30.19%) Land $185,000 Building $256,154 | $441,154 (-38.91%) Land $185,000 Building $256,154 | |
| 2025 | $5,300.00 (-25.47%) Homeowner's exemption | $631,913 (+3.8%) Land $260,000 Building $462,142 | $722,142 (+18.62%) Land $260,000 Building $462,142 |
| 2024 | $7,111.00 | ||
| 2023 | $608,802 Land $225,000 Building $383,802 | $608,802 Land $225,000 Building $383,802 |
Source: FEMA National Flood Hazard Layer as of October 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Moderate above 60% of the US · above 43% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AMG Technology Investment Group Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| 3 Rooms Communications Fixed Wireless | 100 / 100 |
| JAB Wireless Fixed Wireless | 50 / 10 |
May also be available: AT&T, Frontier.
Based on FCC filings for 13 locations within half a mile of this property.
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