978 el Monte Dr, Simi Valley, CA 93065 Property Records

Ventura County property record for 978 el Monte Dr, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,616 sqft · built 1965
Lot Size	0.31 acres (13,501 sqft)
Owner	2 Individual Names on File
Last Sale	$960,000 (Mar 2025)
Tax Bill	$7,255 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`636-0-052-105`

Property Details

APN / Parcel Number

Primary APN	`636-0-052-105`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,616 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,224 sqft
2nd Floor Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	13,501 sqft (0.31 acres)
Lot Dimensions	117 ft deep x 113 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	259 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Location & Zoning

Street Address	978 EL MONTE DR
City	SIMI VALLEY
State	CA
Zip	93065-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-23
Legal Description	TRACT: 157201 LOT: 53 REF: 039MR 031
Legal Subdivision	1572-1
Legal Tract	157201
Legal Block	52
Legal Lot Number	53
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	2
Census Block	2005
Census Tract	7505

Owner

978 el Monte Dr is owned and occupied by two individuals who bought it in March 2025.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	978 EL MONTE DR, SIMI VALLEY, CA 93065-4222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 13, 2021	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN TITLE INSURANCE
Apr 24, 2019	Deed of Trust, Mortgage · Line of Credit LOGIX FCU
Nov 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2025 · Amount on File
Deed Sale	Mar 5, 2025 · Amount on File
Prior Sale	Jan 4, 2002 · Amount on File
Deed Document Number	202514913
Prior Transfer Date	Oct 30, 2018
Prior Transfer Doc	0000125100
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Apr 29, 2026
Property Address	978 EL MONTE DR, SIMI VALLEY, CA 93065-4222
Document Number	0000031464
Instrument Date	Apr 23, 2026
Instrument	202631464
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	978 EL MONTE DR, SIMI VALLEY, CA 93065-4222
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031464,
Date	Apr 29, 2026
Instrument	202631464

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	978 EL MONTE DR, SIMI VALLEY, CA 93065-4222
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 EL MONTE DR, SIMI VALLEY, CA 93065-4222

Mortgage

Document Number	0000151505
Date	Aug 13, 2021
Instrument	20210813-00151505

Lender

Name	FIRST AMERICAN TITLE INSURANCE
Type	Insurance Company
Address	BURBANK, CA 91505

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	978 EL MONTE DR, SIMI VALLEY, CA 93065-4222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044071
Date	Apr 24, 2019
Instrument	20190424-00044071

Lender

Name	LOGIX FCU
Type	Credit Union
Address	BURBANK, CA 91505

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 7, 2018
Property Address	978 EL MONTE DR, SIMI VALLEY, CA 93065-4222
Document Number	0000125100
Instrument Date	Oct 30, 2018
Instrument	125100
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	978 EL MONTE DR SIMI VALLEY CA 930654222, SIMI VALLEY, CA 93065-4222

Tax Assessment & Valuation

The 2025 property tax bill for 978 el Monte Dr was $7,255, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$979,200 (+65.72%) Land $636,480 Building $342,720
2025	$7,255.00 (+1.14%)	$590,890 Land $236,355 Building $354,535
2024	$7,173.00 (+6.31%)
2023	$6,747.00 (+0.25%)	$567,946 Land $227,177 Building $340,769
2022	$6,730.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 978 el Monte Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	4 (1998–2010)
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 978 el Monte Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GigabitNow, Verizon.

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