Winona County property record for 978 Bluff Ave, Saint Charles, MN 55972 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,090 sqft · built 1885 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,900 (Mar 2025) |
| Tax Bill | $1,130 (2026) |
| APN | 29.080.0010 |
| Primary APN | 29.080.0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,090 sqft Living Area |
| 1st Floor Area | 320 sqft |
| Basement Area | 690 sqft |
| Unfinished Basement | 690 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 11,587 sqft (0.266 acres) |
| Lot Dimensions | 155 ft deep x 75 ft wide |
| Garage Type | Detached |
| Porch | Open Porch |
|---|---|
| Porch Area | 75 sqft |
| Deck Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Street Address | 978 BLUFF AVE |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-19 TWP-106 RANGE-010 STONES ADDITION LOT-001 BLOCK-001 N 45' & S 30' OF VINE STREET ADJ TO ABOVE |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 19 |
| Legal Subdivision | STONES ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 671000 |
Source: Winona County records · APN 29.080.0010
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 978 BLUFF AVE, SAINT CHARLES, MN 55972-1422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 07, 2025 · Amount on Record |
| Deed Sale | Mar 07, 2025 · Amount on Record |
| Prior Sale | Aug 14, 2024 · Amount on Record |
| Deed Document Number | 2025659419 |
| Record Updated | Sep 20, 2026 |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,130.00 (+36.47%) | ||
| 2025 | $120,000 (+8.4%) Land $42,100 Building $77,900 | $120,000 (+8.4%) Land $42,100 Building $77,900 | |
| 2023 | $828.00 Homeowner's exemption | $110,700 Land $41,600 Building $69,100 | $110,700 Land $41,600 Building $69,100 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low above 3% of the US · above 11% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Hiawatha Broadband Communications | Cable | 1,000 / 30 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
May also be available at this address: Hiawatha Broadband Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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