Winona County property record for 1107 Bluff Ave, Saint Charles, MN 55972 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1945 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,432 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2018 Line of Credit + 1 more |
| APN | 29.080.0330 |
| Primary APN | 29.080.0330 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,104 sqft (0.209 acres) |
| Lot Dimensions | 155 ft deep x 59 ft wide |
| Garage Area | 384 sqft |
| Porch | Porch |
| Porch Area | 84 sqft |
| Deck Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1107 BLUFF AVE |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-19 TWP-106 RANGE-010 STONES ADDITION LOT-006 BLOCK-004 & N 7' LOT 7 |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 19 |
| Legal Subdivision | STONES ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 6-7 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 671000 |
Source: Winona County records · APN 29.080.0330
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1566 SAINT CHARLES AVE, SAINT CHARLES, MN 55972-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage MERCHANTS BANK NA |
| Sep 12, 2018 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA |
| Jul 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 23, 2021 |
| Transfer Doc | 635749 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Jul 28, 2021 |
| Property Address | 1107 BLUFF AVE, SAINT CHARLES, MN 55972-1501 |
| Document Number | 635749 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 635749 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1107 BLUFF AVE, SAINT CHARLES, MN 55972-1501 |
| Document Number | 635750 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 635750 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 1107 BLUFF AVE, SAINT CHARLES, MN 55972-1501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 612428 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 612428 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MN 55972 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 1107 BLUFF AVE, SAINT CHARLES, MN 55972-1501 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2018 |
| Name | Verified Name |
|---|
| Document Number | 611085 |
|---|---|
| Date | Jul 03, 2018 |
| Instrument | 611085 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,432.00 (+24.08%) | ||
| 2025 | $213,200 (+4.36%) Land $34,400 Building $178,800 | $213,200 (+4.36%) Land $34,400 Building $178,800 | |
| 2023 | $1,960.00 Homeowner's exemption | $204,300 Land $34,000 Building $170,300 | $204,300 Land $34,000 Building $170,300 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 3% of the US · above 11% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures