9770 W Lk Ruby Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 9770 W Lk Ruby Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 1999
Square Footage	3,153 sqft Living Area
Lot Size	1.49 acres
Occupancy	Owner Occupied
Last Sale	$500,000 (2016)
Tax Bill	$4,785.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-12-687500-000123`
Alternative APNs	`122926687500000123` `22926000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,153 sqft Living Area
Gross Area	4,621 sqft Gross Area
1st Floor	3,153 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	65,144 sqft
Depth X Width	500 ft x 125 ft Depth x Width
Garage Type	Attached Garage
Garage Area	914 sqft Garage
Porch Area	603 sqft Porch
Boat Access	Boat Access

Location & Zoning

Street Address	9770 W LAKE RUBY DR
City	WINTER HAVEN
State	FL
Zip	33884-4151
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	JAMES LEE SUB PB 3 PG 5 LOT 1 N 125 FT OF S 530 FT LYING E OF SR 540-A
Legal Range	26E
Legal Township	29S
Legal Section	12
Legal Subdivision	LEE JAS SUBDIVISION
Legal Tract	687500
Legal Block	1
Legal Lot Number	1
Jurisdiction	POLK FL
Minor Civil Division	LAKE WALES
Census Blockgroup	1
Census Block	1043
Census Tract	14401

Owner

Source: Polk County records · APN 26-29-12-687500-000123

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9770 W LAKE RUBY DR, WINTER HAVEN, FL 33884-4151
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2016 · Amount on Record
Deed Sale	Sep 16, 2016 · Amount on Record
Prior Sale	Sep 20, 2013 · Amount on Record
Deed Doc Number	2016169636
Deed Book / Page	9934 / 2203
Prior Transfer Date	Feb 04, 2014
Prior Transfer Doc	0091770528
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,785.00 (-9.1%) Homeowner's exemption	$410,353 (+5.99%)	$554,287 (-0.71%) Land $177,975 Building $376,312
2024	$5,264.00 (+15.49%)
2023	$4,558.00 (+2.04%) Homeowner's exemption	$387,173 (+3%)	$558,260 (+14%) Land $173,250 Building $385,010
2022	$4,467.00 Homeowner's exemption	$375,896	$489,719 Land $144,900 Building $344,819

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.