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9600 W Lk Ruby Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 9600 W Lk Ruby Dr, Winter Haven, FL 33884 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1973
Square Footage3,564 sqft Living Area
Lot Size1.26 acres
GarageDetached, 625 sqft
OccupancyOwner Occupied
Tax Bill$3,328.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-29-12-687500-000403
Alternative APNs
  • 122926687500000403
  • 22926000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,564 sqft Living Area
1st Floor3,564 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area55,243 sqft
Depth X Width300 ft x 175 ft Depth x Width
Garage TypeDetached Garage
Garage Area625 sqft Garage
Pool Area512 sqft Pool
Patio Area240 sqft Patio
Porch Area278 sqft Porch

Location & Zoning

Street Address9600 W LAKE RUBY DR
CityWINTER HAVEN
StateFL
Zip33884-4114
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLEE JAMES SUB PB 3 PG 5 LOT D N 175 FT E OF ASP RD
Legal Range26E
Legal Township29S
Legal Section12
Legal SubdivisionLEE JAS SUBDIVISION
Legal Tract687500
Legal Block1
Legal Lot NumberD
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1043
Census Tract14401

Owner

Source: Polk County records · APN 26-29-12-687500-000403

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9600 W LAKE RUBY DR, WINTER HAVEN, FL 33884-4114
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address9600 W LAKE RUBY DR, WINTER HAVEN, FL 33884-4114
Document Number0113242118
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address9600 W LAKE RUBY DR WINTER HAVEN FL 338844114, WINTER HAVEN, FL 33884-4114

Mortgage

Document Number0113242118
DateAug 06, 2020
Book Page011324/002118
Instrument158453
Lender
NameSOUTH ST BK
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 05, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,328.00 (-10.39%) Homeowner's exemption$302,614 (+5.99%)$477,603 (-1.38%) Land $171,351 Building $306,252
2023$3,714.00 (+2.77%) Homeowner's exemption$285,520 (+3%)$484,288 (+10.38%) Land $166,750 Building $317,538
2022$3,614.00 Homeowner's exemption$277,204$438,735 Land $139,438 Building $299,297

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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