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9650 W Lk Ruby Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 9650 W Lk Ruby Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,276 sqft · built 1972
Lot Size1.03 acres (45,045 sqft)
Owner2 Individual Names on File
Last Sale$368,100 (Oct 2018)
Tax Bill$3,329 (2025)
Flood ZoneZone X (minimal risk)
APN26-29-12-687500-000104

Property Details

APN / Parcel Number

Primary APN26-29-12-687500-000104
Alternative APNs
  • 122926687500000104
  • 22926000

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories1 Story
Building Area3,276 sqft Living Area
Gross Area3,924 sqft
1st Floor Area3,276 sqft
FlooringTerrazzo
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area45,045 sqft
Lot Dimensions393 ft deep x 115 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area648 sqft
Pool Area578 sqft
PorchScreened/Unfinished Porch
Porch Area769 sqft

Location & Zoning

Street Address9650 W LAKE RUBY DR
CityWINTER HAVEN
StateFL
Zip33884-4114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJAMES LEE SUB PB 3 PG 5 LOT A N 115 FT OF S 265 FT LYING E OF SR 540-A
Legal Range26E
Legal Township29S
Legal Section12
Legal SubdivisionLEE JAS SUBDIVISION
Legal Tract687500
Legal Block1
Legal Lot NumberA
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group1
Census Block1043
Census Tract14401

Owner

Source: Polk County records · APN 26-29-12-687500-000104

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9650 W LAKE RUBY DR, WINTER HAVEN, FL 33884-4114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2018 · Amount on Record
Deed SaleOct 16, 2018 · Amount on Record
Prior SaleNov 02, 1993 · Amount on Record
Deed Document Number2018217984
Deed Book / Page10642 / 718
Prior Transfer DateOct 11, 2018
Prior Transfer Doc0000217984
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,329.00 (-8.49%) Homeowner's exemption$297,681 (+5.99%)$463,826 (-1.05%) Land $157,240 Building $306,586
2023$3,638.00 (+2.77%) Homeowner's exemption$280,866 (+3%)$468,762 (+13.84%) Land $153,065 Building $315,697
2022$3,540.00 Homeowner's exemption$272,685$411,764 Land $128,018 Building $283,746

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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