9770 Oak Grove Dr, Descanso, CA 91916 Property Records

San Diego County property record for 9770 Oak Grove Dr, Descanso, CA 91916

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,192 sqft · built 2024
Lot Size	0.32 acres (13,925 sqft)
Owner	Individual Name on Record
Last Sale	$429,000 (Oct 2023)
Tax Bill	$4,607 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`405-230-02-00`

Property Details

APN / Parcel Number

Primary APN	`405-230-02-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	1,192 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	13,925 sqft (0.32 acres)

Location & Zoning

Street Address	9770 OAK GROVE DR
City	DESCANSO
State	CA
Zip	91916-9810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 19 TR 001733
Legal Subdivision	HULBURD GROVE
Legal Tract	001733
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	LAGUNA-PINE VALLEY
Census Block Group	1
Census Block	1023
Census Tract	21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4846 PACIFICA DR, SAN DIEGO, CA 92109-2309
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Grant Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Mar 13, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 11, 2017	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Dec 11, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Dec 11, 2017	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
May 19, 2017	Quit Claim Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA
May 19, 2017	Quit Claim Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Dec 11, 2017 · Amount on Record
Deed Document Number	2023271814
Prior Transfer Date	Nov 25, 2017
Prior Transfer Doc	0000575551
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2023
Property Address	9770 OAK GROVE DR, DESCANSO, CA 91916-9810
Document Number	0000271814
Map Reference	MAP 1733
Instrument Date	Sep 14, 2023
Instrument	2023-0271814
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4846 PACIFICA DR, SAN DIEGO, CA 92109-2309

Mortgage

Document Number	0000271815
Date	Oct 6, 2023
Instrument	2023-0271815

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9770 OAK GROVE DR, DESCANSO, CA 91916-9810
Transaction Type	Mortgage
Record Updated	Mar 22, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9770 OAK GROVE DR, DESCANSO, CA 91916-9810

Mortgage

Document Number	0000063763
Date	Mar 13, 2023
Instrument	2023-0063763

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2017
Property Address	9770 OAK GROVE DR, DESCANSO, CA 91916-9810
Document Number	0000575551
Instrument Date	Nov 25, 2017
Instrument	575551
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	943A URANIA AVE ENCINITAS CA 920242232, ENCINITAS, CA 92024-2232

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2017
Property Address	9770 OAK GROVE DR, DESCANSO, CA 91916-9810
Document Number	0000575553
Map Reference	MAP1733
Instrument Date	Nov 16, 2017
Instrument	2017-0575553
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9770 OAK GROVE DR, DESCANSO, CA 91916-9810

Mortgage

Document Number	0000575554
Date	Dec 11, 2017
Instrument	2017-0575554

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Mortgage

Document Number	0000575555
Date	Dec 11, 2017
Instrument	2017-0575555

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Negative Amortization
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2017
Property Address	9770 OAK GROVE DR, DESCANSO, CA 91916-9810
Document Number	0000575552
Instrument Date	Nov 16, 2017
Instrument	575552
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1015 IRIS CT CARLSBAD CA 920114824, CARLSBAD, CA 92011-4824

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 19, 2017
Property Address	9770 OAK GROVE DR, DESCANSO, CA 91916-9810
Document Number	0000226464
Instrument Date	May 19, 2017
Instrument	226464
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1015 IRIS CT CARLSBAD CA 920114824, CARLSBAD, CA 92011-4824

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 19, 2017
Property Address	9770 OAK GROVE DR, DESCANSO, CA 91916-9810
Document Number	0000226465
Instrument Date	May 19, 2017
Instrument	226465
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 IRIS CT CARLSBAD CA 920114824, CARLSBAD, CA 92011-4824

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Mountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$426,564 (+2%) Land $260,100 Building $166,464
2025	$4,607.00 (+62.45%)	$418,200 (+59.33%) Land $255,000 Building $163,200
2023	$2,836.00 (-1.39%) Homeowner's exemption	$262,472 Land $109,363 Building $153,109
2022	$2,876.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.4% of the US · above 96% of California
Wildfire Likelihood	6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Uranium not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	75 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Oak Grove Dr

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