San Diego County property record for 9778 Oak Grove Dr, Descanso, CA 91916
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,366 sqft · built 1928 |
| Lot Size | 0.183 acres (7,975 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $590,000 (May 2024) |
| Tax Bill | $6,601 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 405-230-01-00 |
| Primary APN | 405-230-01-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,366 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Lot Area | 7,975 sqft (0.183 acres) |
| Street Address | 9778 OAK GROVE DR |
|---|---|
| City | DESCANSO |
| State | CA |
| Zip | 91916-9810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 20 TR 001733 |
| Legal Subdivision | HULBURD GROVE |
| Legal Tract | 001733 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | LAGUNA-PINE VALLEY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 21202 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9778 OAK GROVE DR, DESCANSO, CA 91916-9810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 13, 2024 | Grant Deed, Transfer · Conventional Mortgage GOLDEN BEAR CAPITAL INIC |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CASTLE MORTGAGE CORP |
| May 28, 2019 | Grant Deed, Transfer · Conventional Mortgage OAKTREE FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2024 · Amount on Record |
| Deed Sale | May 13, 2024 · Amount on Record |
| Prior Sale | May 28, 2019 · Amount on Record |
| Deed Document Number | 2024120355 |
| Prior Transfer Date | Aug 14, 2014 |
| Prior Transfer Doc | 0000354401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 13, 2024 |
| Property Address | 9778 OAK GROVE DR, DESCANSO, CA 91916-9810 |
| Document Number | 0000120355 |
| Map Reference | MAP 1733 |
| Instrument Date | Apr 30, 2024 |
| Instrument | 2024-0120355 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9778 OAK GROVE DR, DESCANSO, CA 91916-9810 |
| Document Number | 0000120356 |
|---|---|
| Date | May 13, 2024 |
| Instrument | 2024-0120356 |
| Name | GOLDEN BEAR CAPITAL INIC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9778 OAK GROVE DR, DESCANSO, CA 91916-9810 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 710 S DIVISION ST, KELLOGG, ID 83837-2618 |
| Document Number | 0000844965 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021-0844965 |
| Name | CASTLE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 28, 2019 |
| Property Address | 9778 OAK GROVE DR, DESCANSO, CA 91916-9810 |
| Document Number | 0000201465 |
| Map Reference | MAP 1733 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 2019-0201465 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 2750, EL CAJON, CA 92021-0750 |
| Document Number | 0000201466 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 2019-0201466 |
| Name | OAKTREE FUNDING CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Mountain Empire Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $613,834 (+2%) Land $315,212 Building $298,622 | |
| 2025 | $6,601.00 (+51.05%) | $601,799 (+51.7%) Land $309,032 Building $292,767 |
| 2023 | $4,370.00 (-1.47%) | $396,713 Land $203,717 Building $192,996 |
| 2022 | $4,435.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.2% of the US · above 94% of California |
|---|---|
| Wildfire Likelihood | 6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Uranium not recorded as resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 75 / 20 |
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