9658 Oak Grove Dr, Descanso, CA 91916 Property Records

San Diego County property record for 9658 Oak Grove Dr, Descanso, CA 91916

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1970
Lot Size	0.779 acres (33,933 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Jun 2021)
Tax Bill	$7,824 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`405-230-13-00`

Property Details

APN / Parcel Number

Primary APN	`405-230-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,770 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	33,933 sqft (0.779 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	9658 OAK GROVE DR
City	DESCANSO
State	CA
Zip	91916-9809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 8 & 9 TR 001733
Legal Subdivision	HULBURD GROVE
Legal Tract	001733
Legal Block	1
Legal Lot Number	8,9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	LAGUNA-PINE VALLEY
Census Block Group	1
Census Block	1023
Census Tract	21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9658 OAK GROVE DR, DESCANSO, CA 91916-9809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Grant Deed, Transfer · VA Mortgage MORTGAGEONE INC
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage AMNET ESOP CORPORATION
Jun 19, 2019	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 1, 2017	Deed of Trust, Mortgage · VA Mortgage S&S FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Jun 19, 2019
Deed Document Number	2021431003
Prior Transfer Date	Apr 25, 1994
Prior Transfer Doc	0000315641
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2021
Property Address	9658 OAK GROVE DR, DESCANSO, CA 91916-9809
Document Number	0000431003
Map Reference	MAP 1733
Instrument Date	May 26, 2021
Instrument	2021-0431003
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9658 OAK GROVE DR, DESCANSO, CA 91916-9809

Mortgage

Document Number	0000431004
Date	Jun 10, 2021
Instrument	2021-0431004

Lender

Name	MORTGAGEONE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9658 OAK GROVE DR, DESCANSO, CA 91916-9809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9658 OAK GROVE DR, DESCANSO, CA 91916-9809

Mortgage

Document Number	0000640790
Date	Oct 20, 2020
Instrument	2020-0640790

Lender

Name	AMNET ESOP CORPORATION
Type	Non-Lending Institution
Address	CHULA VISTA, CA 91910

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2019
Property Address	9658 OAK GROVE DR, DESCANSO, CA 91916-9809
Document Number	0000239481
Map Reference	MAP 1733
Instrument Date	Jun 14, 2019
Instrument	2019-0239481
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9658 OAK GROVE DR, DESCANSO, CA 91916-9809

Mortgage

Document Number	0000239482
Date	Jun 19, 2019
Instrument	2019-0239482

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9658 OAK GROVE DR, DESCANSO, CA 91916-9809
Document Number	0000310171
Instrument Date	Jul 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9658 OAK GROVE DR DESCANSO CA 919169809, DESCANSO, CA 91916-9809

Mortgage

Document Number	0000310171
Date	Jul 10, 2017
Instrument	310171

Lender

Name	S&S FIN'L
Type	Funding / Finance Company
Address	LAGUNA HILLS, CA 92653

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Mountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$728,688 (+2%) Land $292,499 Building $436,189
2025	$7,824.00 (+4.06%)	$714,401 (+4.04%) Land $286,764 Building $427,637
2023	$7,519.00 (-1.48%)	$686,662 Land $275,630 Building $411,032
2022	$7,632.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.4% of the US · above 96% of California
Wildfire Likelihood	6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Uranium not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	75 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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