9770 Arnold Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 9770 Arnold Rd, Ira, MI 48023

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 3,275 sqft · built 2006
Lot Size	5.45 acres (237,402 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Oct 2017)
Tax Bill	$10,654 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`74-23-985-0001-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-985-0001-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,275 sqft Living Area
1st Floor Area	3,257 sqft
Basement Area	3,257 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	237,402 sqft (5.45 acres)
Garage Area	3,204 sqft
Parking Spaces	11 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9770 ARNOLD RD
City	IRA
State	MI
Zip	48023-1104
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	AEC
Legal Description	UNIT 1 YOUNG'S ESTATE ST CLAIR COUNTY CONDOMINIUM PLAN NO 213 MASTER DEED RECORDED IN LIBER 3661 PAGES 731 TO 748 SPLIT ON
Legal Subdivision	ST CLAIR COUNTY CONDOMINIUM
Legal Unit	1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	4
Census Block	4010
Census Tract	650100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9770 ARNOLD RD, IRA, MI 48023-1104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Feb 18, 2020	Quit Claim Deed, Transfer · VA Mortgage GREAT LKS MTG FIN'L
Oct 23, 2017	Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Deed Document Number	201725072
Deed Book / Page	4882 / 10
Last Transfer Date	Jan 29, 2020
Transfer Doc	0000004247
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9770 ARNOLD RD, IRA, MI 48023-1104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9770 ARNOLD RD, IRA, MI 48023-1104

Mortgage

Document Number	0052320861
Date	Aug 27, 2020
Book Page	5232/861
Instrument	2020020701

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 18, 2020
Property Address	9770 ARNOLD RD, IRA, MI 48023-1104
Document Number	0051530901
Book / Page	005153 / 000901
Instrument Date	Jan 29, 2020
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	BELL TITLE AGENCY, BELL TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9770 ARNOLD RD IRA MI 480231104, IRA, MI 48023-1104

Mortgage

Document Number	51530902
Date	Feb 18, 2020
Book Page	005153/000902

Lender

Name	GREAT LKS MTG FIN'L
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 17, 2035

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 23, 2017
Property Address	9770 ARNOLD RD, IRA, MI 48023-1104
Document Number	0004882/10
Book / Page	4882 / 10
Map Reference	LB3661 PG731
Instrument Date	Sep 22, 2017
Instrument	2017025072
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	BELLTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,214.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9770 AMOND RD, 9770, IRA, MI 48023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53730 DORNER LAKE DR, CHESTERFIELD, MI 48051-0007

Mortgage

Document Number	0048820012
Date	Oct 23, 2017
Book Page	4882/12
Instrument	2017025073

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,700 (+3.52%)	$1,093,400 (+3.52%)
2025	$10,654.00 (+3.03%) Homeowner's exemption	$528,100 (+27.16%)
2024	$10,341.00 (+10.69%)		$1,056,200 (+27.16%)
2023		$415,300
2022	$9,342.00		$830,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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