9869 Arnold Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 9869 Arnold Rd, Ira, MI 48023 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,494 sqft
Lot Size	11 acres (481,774 sqft)
Owner	Individual Name on File
Last Sale	$735,000 (Feb 2024)
Tax Bill	$7,162 (2025)
Deeds & Mortgages	Feb 2024 Sale May 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-23-460-0035-060`

Property Details

APN / Parcel Number

Primary APN	`74-23-460-0035-060`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,494 sqft Living Area
1st Floor Area	2,494 sqft
Basement Area	2,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	481,774 sqft (11 acres)
Lot Depth	1,299 ft Depth
Garage Area	1,170 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9869 ARNOLD RD
City	IRA
State	MI
Zip	48023-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 12 DESC AS BEG N 87D 14M 23S E 33', S 3D 34M 46S E 33' & TH N 87D 14M 23S E 970.91' FROM NW COR OF SECT 8, TH N 87D 14M 23S E 370.85', TH S 3D 34M 46S E 1297.96', TH S 86D 48M 46S W 370.85', TH N 3D 34M 46S W 1300.72' TO BEG PLAT OF PALMS
Legal Subdivision	PALMS SUB
Legal Lot Number	12
Legal Unit	12
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	1
Census Block	1001
Census Tract	650100

Owner

Source: St. Clair County records · APN 74-23-460-0035-060

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9869 ARNOLD RD, IRA, MI 48023-1121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2024	Warranty Deed, Transfer
May 18, 2022	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Mar 07, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Apr 08, 2022	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 09, 2024 · Amount on Record
Deed Sale	Feb 09, 2024 · Amount on Record
Prior Sale	Apr 08, 2022 · Amount on Record
Deed Document Number	20242247
Deed Book / Page	5689 / 476
Transfer Doc	0004951401
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 09, 2024
Property Address	9869 ARNOLD RD, IRA, MI 48023-1121
Document Number	0005689476
Book / Page	5689 / 476
Instrument Date	Nov 16, 2023
Instrument	2024002247
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Amount	Amount Recorded
Tax	$5,512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32944 OAKLEIGH, LENOX, MI 48048-2947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37756 LAKESHORE DR, HARRISON TOWNSHIP, MI 48045-2849

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9869 ARNOLD RD, IRA, MI 48023-1121
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32853 GREENWOOD DR, CHESTERFIELD, MI 48047-2736

Mortgage

Document Number	0005523250
Date	May 18, 2022
Book Page	5523/250
Instrument	2022012443

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 01, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9869 ARNOLD RD, IRA, MI 48023-1121
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32853 GREENWOOD DR, CHESTERFIELD, MI 48047-2736

Mortgage

Document Number	0005495112
Date	Mar 07, 2022
Book Page	5495/112
Instrument	2022005530

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Mar 01, 2025
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	8.35%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 08, 2022
Property Address	9869 ARNOLD RD, IRA, MI 48023-1121
Document Number	0005509343
Book / Page	5509 / 343
Map Reference	LB F PG 52
Instrument Date	Feb 28, 2022
Instrument	2022009293
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6632 CHURCH RD, IRA, MI 48023-1902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32853 GREENWOOD DR, CHESTERFIELD, MI 48047-2736

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,162.00 (-13.51%) Homeowner's exemption	$354,600 (+257.1%)
2024	$8,281.00 (+849.66%)		$709,200 (+257.1%)
2023		$99,300
2022	$872.00		$198,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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