977 Skye Ln, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 977 Skye Ln, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,656 sqft · built 2002
Lot Size	0.372 acres (16,226 sqft)
Owner	2 Owner Names on Record
Last Sale	$500,000 (Feb 2012)
Tax Bill	$11,124 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-740-9082-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-740-9082-0`
Alternative APNs	`26-27-15-39357-000-1380` `R280206`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,656 sqft Heated Area
1st Floor Area	2,180 sqft
2nd Floor Area	1,476 sqft
Upper Floors Area	1,476 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	16,226 sqft (0.372 acres)
Lot Dimensions	150 ft deep x 104 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	629 sqft
Deck Area	505 sqft
Patio Area	200 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R280206
Street Address	977 SKYE LN
City	PALM HARBOR
State	FL
Zip	34683-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLANDS OF INNISBROOK LOT 138
Legal Range	15
Legal Township	27
Legal Section	26
Legal Subdivision	HIGHLANDS OF INNISBROOK
Legal Lot Number	138
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3004
Census Tract	27211

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	977 SKYE LN, PALM HARBOR, FL 34683-1454
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2012 · Amount on Record
Deed Sale	Feb 29, 2012 · Amount on Record
Prior Sale	Nov 17, 2000 · Amount on Record
Deed Document Number	2012058618
Deed Book / Page	17502 / 640
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	977 SKYE LN, PALM HARBOR, FL 34683-1454
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202031428
Date	Sep 12, 2018
Book Page	20203/1428
Instrument	2018293777

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,124.00 (+6.91%) Homeowner's exemption	$650,581 (+5.99%)	$1,326,527 (+44.13%) Land $344,000 Building $982,527
2023	$10,405.00 (+2.57%) Homeowner's exemption	$613,831 (+3%)	$920,396 (+0.77%) Land $251,278 Building $669,118
2022	$10,144.00 Homeowner's exemption	$595,952	$913,379 Land $336,654 Building $576,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	132 units insured incl. 48 condo units
Nearby Flood Claims	2 (2024–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20