Pinellas County property record for 982 Skye Ln, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,862 sqft · built 2004 |
| Lot Size | 0.426 acres (18,570 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $830,000 (Jun 2019) |
| Tax Bill | $21,610 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-740-9089-5 |
| Primary APN | C62-000-740-9089-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,862 sqft Living Area |
| Gross Area | 4,839 sqft |
| 1st Floor Area | 2,560 sqft |
| Upper Floors Area | 1,302 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 18,570 sqft (0.426 acres) |
| Lot Dimensions | 169 ft deep x 109 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 561 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 416 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R280213 |
|---|---|
| Street Address | 982 SKYE LN |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-1453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD25 |
| Legal Description | HIGHLANDS OF INNISBROOK LOT 145 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 26 |
| Legal Subdivision | HIGHLANDS OF INNISBROOK |
| Legal Tract | 39357 |
| Legal Lot Number | 145 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 27211 |
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 ROLFES LN, NEWBURY, MA 01951-1223 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jun 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on Record |
| Deed Sale | Jun 3, 2019 · Amount on Record |
| Prior Sale | Jun 29, 2005 · Amount on Record |
| Deed Document Number | 2019174198 |
| Deed Book / Page | 20562 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 982 SKYE LN, PALM HARBOR, FL 34683-1453 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 111 FIELDSTONE LN, ATKINSON, NH 03811-2371 |
| Document Number | 0217932275 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 21793/2275 |
| Instrument | 2021361799 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 3, 2019 |
| Property Address | 982 SKYE LN, PALM HARBOR, FL 34683-1453 |
| Document Number | 0205620001 |
| Book / Page | 20562 / 0001 |
| Map Reference | MB 117 PG 6-12 |
| Instrument Date | May 28, 2019 |
| Instrument | 2019174198 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | REPUBLIC LAND AND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,810.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1411 GRANDVIEW AVE APT 611, 1411, PITTSBURGH, PA 15211-1162 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 111 FIELDSTONE LN, ATKINSON, NH 03811-2371 |
| Document Number | 2019174199 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 2019174199 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,610.00 (+29.08%) | $1,351,578 (+42.16%) Land $361,744 Building $989,834 | $1,351,578 (+42.16%) Land $361,744 Building $989,834 |
| 2023 | $16,741.00 (+5.53%) | $950,777 (-0.41%) | $950,777 (-0.41%) Land $266,119 Building $684,658 |
| 2022 | $15,863.00 | $954,712 | $954,712 Land $359,520 Building $595,192 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 132 units insured incl. 48 condo units |
| Nearby Flood Claims | 2 (2024–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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