Pinellas County property record for 946 Skye Ln, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,833 sqft · built 2005 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $197,400 (Nov 2004) |
| Tax Bill | $10,767 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-740-9092-9 |
| Primary APN | C62-000-740-9092-9 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,833 sqft Heated Area |
| 1st Floor Area | 3,833 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Dome |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Concrete Tile |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Open Porch |
| Porch Area | 850 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R280216 |
|---|---|
| Street Address | 946 SKYE LN |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-1453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLANDS OF INNISBROOK LOT 148 |
| Legal Range | 15 |
| Legal Township | 27 |
| Legal Section | 26 |
| Legal Subdivision | HIGHLANDS OF INNISBROOK |
| Legal Lot Number | 148 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 27211 |
The current owner of 946 Skye Ln bought it in November 2004.
Source: Pinellas County records, as of December 26, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 946 SKYE LN, PALM HARBOR, FL 34683-1453 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY SAVINGS BANK FSB |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2004 · Amount on File |
| Deed Sale | Nov 9, 2004 · Amount on File |
| Deed Document Number | 2004440191 |
| Deed Book / Page | 13935 / 1372 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 946 SKYE LN, PALM HARBOR, FL 34683-1453 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0195851412 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 19585/1412 |
| Instrument | 2017110628 |
| Name | LIBERTY SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, OH 45177 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 946 SKYE LN, PALM HARBOR, FL 34683-1453 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0207481669 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 20748/1669 |
| Instrument | 2019346311 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 946 SKYE LN, PALM HARBOR, FL 34683-1453 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 946 SKYE LN, PALM HARBOR, FL 34683-1453 |
| Document Number | 0212700119 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 21270/119 |
| Instrument | 2020354415 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2030 |
The 2025 property tax bill for 946 Skye Ln was $10,767 with exemptions applied.
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,767.00 Homeowner's exemption Widower's exemption | $626,148 | $1,416,751 Land $326,485 Building $1,090,266 |
| 2023 | $10,059.00 (+1.78%) Homeowner's exemption Widower's exemption | $590,778 (+3%) | $992,636 (-3.98%) Land $236,724 Building $755,912 |
| 2022 | $9,883.00 Homeowner's exemption Widower's exemption | $573,571 | $1,033,787 Land $322,465 Building $711,322 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 946 Skye Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 132 units insured incl. 48 condo units |
| Nearby Flood Claims | 2 (2024–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 946 Skye Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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