977 N Rustic Cir, Dallas, TX 75218 Property Records

Dallas County property record for 977 N Rustic Cir, Dallas, TX 75218

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,837 sqft · built 1954
Lot Size	0.261 acres (11,377 sqft)
Owner	2 Individual Names on Record
Last Sale	$591,318 (Oct 2023)
Tax Bill	$7,918 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-00039-091-300-0000`

Property Details

APN / Parcel Number

Primary APN	`00-00039-091-300-0000`
Alternative APN	`000003909130000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,837 sqft Living Area
1st Floor Area	1,837 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,377 sqft (0.261 acres)
Lot Dimensions	156 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	000003909130000
Street Address	977 N RUSTIC CIR
City	DALLAS
State	TX
Zip	75218-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z298
Legal Description	LAKE GARDENS REV BLK 5/5376 LT 11 INT202300216523 DD10202023 CO-DC 5376 005 01100 3005376 005
Legal Subdivision	LAKE GARDENS REV
Legal Block	5/537
Legal Lot Number	11
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1013
Census Tract	8200

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	977 N RUSTIC CIR, DALLAS, TX 75218-2938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 23, 2023	Vendor's Lien, Transfer · Conventional Mortgage THE MORTGAGE LINK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Jul 1, 1997 · Amount on Record
Deed Document Number	2023216523
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Recording Date	Jun 9, 2026
Property Address	977 N RUSTIC CIR, DALLAS, TX 75218-2938
Document Number	0000122838
Instrument Date	Jun 3, 2026
Instrument	2026122838
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 N RUSTIC CIR, DALLAS, TX 75218-2938

Mortgage

Document Number	0000122838,
Date	Jun 9, 2026
Instrument	2026122838

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Oct 23, 2023
Property Address	977 N RUSTIC CIR, DALLAS, TX 75218-2938
Document Number	0000216523
Map Reference	VOL 16 PG 353
Instrument Date	Oct 20, 2023
Instrument	202300216523
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	TITLE FORWARD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3018 PORTSMOUTH DR, MESQUITE, TX 75149-1819

Mortgage

Document Number	0000216524
Date	Oct 23, 2023
Instrument	202300216524

Lender

Name	THE MORTGAGE LINK INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Dallas City
Unified School District	Dallas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$634,500 (+28.18%) Land $398,200 Building $236,300	$634,500 (+28.18%) Land $398,200 Building $236,300
2025	$7,918.00 (-30.87%)	$495,000 (+11.7%) Land $398,200 Building $96,800	$495,000 (+11.7%) Land $398,200 Building $96,800
2024	$11,454.00 (+51.31%)
2023	$7,570.00 (-8.12%) Homeowner's exemption	$443,140 Land $125,000 Building $318,140	$443,140 Land $125,000 Building $318,140
2022	$8,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	93 (1988–2015)
Claims Outside the SFHA	13 of 93
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 26 claims Severe Storms, Tornadoes & Flooding, Apr 1990 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DALLAS WATER UTILITY serves 1,356,479 people · EPA ID TX0570004
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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