973 N Rustic Cir, Dallas, TX 75218 Property Records

Dallas County property record for 973 N Rustic Cir, Dallas, TX 75218

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,345 sqft · built 1955
Lot Size	0.269 acres (11,734 sqft)
Owner	Individual Name on Record
Last Sale	$131,500 (Aug 2012)
Tax Bill	$8,552 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-00039-091-600-0000`

Property Details

APN / Parcel Number

Primary APN	`00-00039-091-600-0000`
Alternative APN	`000003909160000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,345 sqft Living Area
1st Floor Area	2,345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Aluminum
Lot Area	11,734 sqft (0.269 acres)
Lot Dimensions	156 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	000003909160000
Street Address	973 N RUSTIC CIR
City	DALLAS
State	TX
Zip	75218-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z298
Legal Description	LAKE GARDENS REV BLK 5/5376 LT 12 INT201100047122 DD02182011 CO-DC 5376 005 01200 3005376 005
Legal Subdivision	LAKE GARDENS REV
Legal Block	5/537
Legal Lot Number	12
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1013
Census Tract	8200

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	973 N RUSTIC CIR, DALLAS, TX 75218-2938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEW PENN FINANCIAL LLC
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2012 · Amount on Record
Deed Sale	Aug 28, 2012 · Amount on Record
Prior Sale	Feb 23, 2011 · Amount on Record
Deed Document Number	2012255546
Prior Transfer Date	Feb 18, 2011
Prior Transfer Doc	0000047122
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	973 N RUSTIC CIR, DALLAS, TX 75218-2938
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800004116
Date	Jan 4, 2018
Instrument	201800004116

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	973 N RUSTIC CIR, DALLAS, TX 75218-2938
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000085546
Date	Mar 31, 2020
Instrument	202000085546

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	973 N RUSTIC CIR, DALLAS, TX 75218-2938
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100242701
Date	Aug 16, 2021
Instrument	202100242701

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Dallas City
Unified School District	Dallas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$724,370 (+8.78%) Land $410,690 Building $313,680	$724,370 (+8.78%) Land $410,690 Building $313,680
2025	$8,552.00 (+5.89%) Homeowner's exemption	$665,910 (+52.4%) Land $410,690 Building $255,220	$665,910 (+52.4%) Land $410,690 Building $255,220
2024	$8,076.00 (+8.4%)
2023	$7,450.00 (-8.12%) Homeowner's exemption	$436,960 Land $125,000 Building $311,960	$436,960 Land $125,000 Building $311,960
2022	$8,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	93 (1988–2015)
Claims Outside the SFHA	13 of 93
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 26 claims Severe Storms, Tornadoes & Flooding, Apr 1990 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DALLAS WATER UTILITY serves 1,356,479 people · EPA ID TX0570004
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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