974 N Rustic Cir, Dallas, TX 75218 Property Records

Dallas County property record for 974 N Rustic Cir, Dallas, TX 75218

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 1954
Lot Size	0.255 acres (11,095 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,000 (Jul 2004)
Tax Bill	$6,805 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00-00039-074-800-0000`

Property Details

APN / Parcel Number

Primary APN	`00-00039-074-800-0000`
Alternative APN	`000003907480000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,095 sqft (0.255 acres)
Lot Dimensions	156 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	000003907480000
Street Address	974 N RUSTIC CIR
City	DALLAS
State	TX
Zip	75218-2937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z298
Legal Description	LAKE GARDENS LOT 32 RUSTIC CIRCLE VOL2004145/3842 DD07232004 CO-DC 5376 002 03200 3005376 002
Legal Subdivision	LAKE GARDENS
Legal Block	5376
Legal Lot Number	32
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1012
Census Tract	8200

Owner

Source: Dallas County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	974 N RUSTIC CIR, DALLAS, TX 75218-2937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN SIMPLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2004 · Amount on Record
Deed Sale	Jul 28, 2004 · Amount on Record
Prior Sale	Sep 23, 1998 · Amount on Record
Deed Book / Page	2004145 / 3842
Prior Transfer Date	Jul 23, 2004
Prior Transfer Doc	2004003842
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	974 N RUSTIC CIR, DALLAS, TX 75218-2937
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000374346
Date	Dec 15, 2021
Instrument	202100374346

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	974 N RUSTIC CIR, DALLAS, TX 75218-2937
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000310799
Date	Nov 9, 2020
Instrument	202000310799

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Dallas City
Unified School District	Dallas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$615,310 (-1.81%) Land $388,330 Building $226,980	$615,310 (-1.81%) Land $388,330 Building $226,980
2025	$6,805.00 (+4.98%) Homeowner's exemption	$626,680 (+73.99%) Land $388,330 Building $238,350	$626,680 (+73.99%) Land $388,330 Building $238,350
2024	$6,482.00 (+8.7%)
2023	$5,963.00 (-7.91%) Homeowner's exemption	$360,190 Land $125,000 Building $235,190	$360,190 Land $125,000 Building $235,190
2022	$6,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	93 (1988–2015)
Claims Outside the SFHA	13 of 93
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 26 claims Severe Storms, Tornadoes & Flooding, Apr 1990 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DALLAS WATER UTILITY serves 1,356,479 people · EPA ID TX0570004
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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