977 Hwy 98 E, Destin, FL 32541 Property Records

Okaloosa County property record for 977 Hwy 98 E, Destin, FL 32541

Property Summary

Property Type	Drug Store, Pharmacy
Details	16,723 sqft · built 2002
Lot Size	2.41 acres (105,077 sqft)
Owner	Individual Name on Record
Last Sale	$3,360,000 (Apr 2013)
Tax Bill	$35,233 (2025)
Deeds & Mortgages	Mar 2022 Sublease Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-037-8348-6`

Property Details

APN / Parcel Number

Primary APN	`C56-001-037-8348-6`
Alternative APN	`00-2S-22-0098-0000-002A`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	16,723 sqft Total Area
1st Floor Area	12,853 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Steel Frame/Truss
Roof Material	Built-Up Asphalt
Lot Area	105,077 sqft (2.41 acres)
Lot Width	259 ft Width
Garage Type	Carport
Carport	Carport
Canopy	1,342 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air

Location & Zoning

Street Address	977 HIGHWAY 98 E
City	DESTIN
State	FL
Zip	32541-2801
Property Category	Commercial
Property Type	Commercial > Retail > Drug Store, Pharmacy
Legal Description	98 PALMS II WLY PORTION OF LOT 2 DES AS COM SE COR LOT 6 BLK J 2ND EAST PASS ADD TO DESTIN S76 DEG E ALG N R/W HWY 98 500FT N
Legal Range	22
Legal Township	02S
Legal Subdivision	EAST PASS ADD
Legal Block	J
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2024
Census Tract	23305

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1159, DEERFIELD, IL 60015-6002
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Sublease FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Feb 10, 2022	Sublease FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Mar 17, 2022	Assignment of Lease, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2013 · Amount on Record
Deed Sale	Apr 24, 2013 · Amount on Record
Prior Sale	Apr 26, 2011 · Amount on Record
Deed Document Number	2850101
Deed Book / Page	3092 / 0201
Record Updated	Jun 8, 2026

March 2022: Sublease

Document Type	Sublease
Jurisdiction	OKALOOSA FL
Recording Date	Mar 17, 2022
Property Address	977 HIGHWAY 98 E, DESTIN, FL 32541-2801
Document Number	0036104498
Book / Page	3610 / 4498
Instrument Date	Feb 1, 2022
Instrument	3535370
Record Updated	Feb 13, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3333 PEACHTREE RD NE # NE7TH, NE7TH, ATLANTA, GA 30326-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WILMOT RD, DEERFIELD, IL 60015-5121
Investor	Possibly a Property Investor

February 2022: Sublease

Document Type	Sublease
Jurisdiction	OKALOOSA FL
Recording Date	Feb 10, 2022
Property Address	977 HIGHWAY 98 E, DESTIN, FL 32541-2801
Document Number	0036034482
Book / Page	3603 / 4482
Map Reference	MB 20 PG 33&34
Instrument Date	Feb 1, 2022
Instrument	3526081
Record Updated	Feb 13, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$14,203.70
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3333 PEACHTREE RD NE # NE7TH, NE7TH, ATLANTA, GA 30326-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WILMOT RD # 144G, 144G, DEERFIELD, IL 60015-5121
Investor	Possibly a Property Investor

March 2022: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	OKALOOSA FL
Recording Date	Mar 17, 2022
Property Address	977 HIGHWAY 98 E, DESTIN, FL 32541-2801
Document Number	0036104487
Book / Page	3610 / 4487
Instrument Date	Feb 1, 2022
Instrument	3535369
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$14,203.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 WILMOT RD, DEERFIELD, IL 60015-5121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3333 PEACHTREE RD NE # 7TH, ATLANTA, GA 30326-1070

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35,233.00 (+12.56%)	$3,183,419 (+6.82%) Land $2,145,172 Building $1,038,247	$3,183,419 (+6.82%) Land $2,145,172 Building $1,038,247
2023	$31,301.00 (+5.43%)	$2,980,216 (+3.48%) Land $1,944,442 Building $1,035,774	$2,980,216 (+3.48%) Land $1,944,442 Building $1,035,774
2022	$29,690.00	$2,880,020 Land $1,851,850 Building $1,028,170	$2,880,020 Land $1,851,850 Building $1,028,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	29 (1995–2021)
Claims Outside the SFHA	25 of 29
Most Recent Claim	Apr 2021 · other causes
Claims by Event	Hurricane Dennis, Jul 2005 · 5 claims Hurricane Frances, Sep 2004 · 7 claims Hurricane Georges, Sep 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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