Okaloosa County property record for 960 Hwy 98 E, Destin, FL 32541
| Property Type | Community Shopping Center, Mini-Mall |
|---|---|
| Details | 34,324 sqft · built 2001 |
| Lot Size | 2.59 acres (112,956 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $975,000 (Apr 2000) |
| Tax Bill | $67,637 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-3241-9 |
| Primary APN | C56-000-589-3241-9 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 26 Plumbing Fixtures |
|---|---|
| Total Rooms | 16 Rooms |
| Stories | 1 Story |
| Building Area | 34,324 sqft Total Area |
| 1st Floor Area | 60,912 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 112,956 sqft (2.59 acres) |
| Lot Width | 609 ft Width |
| Porch | Open Porch |
|---|---|
| Porch Area | 7,736 sqft |
| Deck Area | 1,215 sqft |
| Patio Area | 1,215 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 960 HIGHWAY 98 E |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2843 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Community Shopping Center, Mini-Mall |
| Legal Description | BEG NW COR OF THE DUNES OF DES TIN N195.65 FT TO S R/W US 98 S76 DEG E ALG R/W 609.16FT S 195.16FT TO NE COR OF THE DUNE S N7 |
| Legal Range | 22 |
| Legal Township | 02S |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 23303 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 12400 FRONT BEACH RD, PANAMA CITY BEACH, FL 32407-3412 |
| Last Sale | Apr 4, 2000 · Amount on Record |
|---|---|
| Deed Sale | Apr 4, 2000 · Amount on Record |
| Prior Sale | Apr 4, 2000 · Amount on Record |
| Deed Document Number | 1762590 |
| Deed Book / Page | 2245 / 3789 |
| Record Updated | Jun 8, 2026 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,637.00 (+11.64%) | $5,958,498 (+4.76%) Land $3,306,852 Building $2,651,646 | $5,958,498 (+4.76%) Land $3,306,852 Building $2,651,646 |
| 2023 | $60,583.00 (+6.65%) | $5,687,535 (+5.48%) Land $3,117,318 Building $2,570,217 | $5,687,535 (+5.48%) Land $3,117,318 Building $2,570,217 |
| 2022 | $56,808.00 | $5,392,066 Land $2,968,875 Building $2,423,191 | $5,392,066 Land $2,968,875 Building $2,423,191 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 665 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3,929 units insured incl. 3,264 condo units |
| Nearby Flood Claims | 507 (1979–2026) |
| Claims Outside the SFHA | 33 of 507 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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