1. Home
  2. Florida
  3. Okaloosa County
  4. Destin
  5. Hwy 98 E

985 Hwy 98 E, Destin, FL 32541 Property Records

Okaloosa County property record for 985 Hwy 98 E, Destin, FL 32541 · Last verified April 2026

Property Summary

Property TypeRegional Shopping Center, Mall
Details21,787 sqft · built 2003
Lot Size2.66 acres (116,165 sqft)
Owner2 Company Names on File
Last Sale$4,005,000 (Dec 2019)
Tax Bill$48,668 (2025)
Deeds & MortgagesDec 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APNC56-000-589-4114-7

Property Details

APN / Parcel Number

Primary APNC56-000-589-4114-7
Alternative APNs
  • 00-2S-22-0098-0000-0040
  • 22S200009800000040

Interior

Plumbing Fixtures73 Plumbing Fixtures
Total Rooms27 Rooms
Units18 Units
Stories1 Story
Building Area21,787 sqft Gross Area
1st Floor Area19,680 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2013
Exterior MaterialWood
Construction TypeSteel Frame
Fire ResistanceFireproof Steel Frame
Roof TypeSawtooth
Roof MaterialBuilt-Up Asphalt
Lot Area116,165 sqft (2.66 acres)
Lot Width325 ft Width
Canopy576 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address985 HIGHWAY 98 E
CityDESTIN
StateFL
Zip32541-2848
Property CategoryCommercial
Property TypeCommercial > Retail > Regional Shopping Center, Mall
Legal Description98 PALMS II LOT 4 REPLAT OF 98 PALMS LOT 4
Legal Subdivision98 PALMS II
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2024
Census Tract23305

Owner

Source: Okaloosa County records · APN C56-000-589-4114-7

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1569 SHERMAN AVE, 201D, EVANSTON, IL 60201-4486
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2019 · Amount on Record
Deed SaleDec 12, 2019 · Amount on Record
Prior SaleApr 26, 2011 · Amount on Record
Deed Document Number20193323695
Deed Book / Page3433 / 1338
Prior Transfer DateFeb 28, 2003
Prior Transfer Doc0001997154
Record UpdatedJun 08, 2026

December 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 12, 2019
Property Address985 HIGHWAY 98 E, DESTIN, FL 32541-2848
Document Number0034331338
Book / Page3433 / 1338
Map ReferenceMB 20 PG 33&34
Instrument DateDec 09, 2019
Instrument3323695
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$28,035.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3300 OAK LAWN AVE STE 402, 3300, DALLAS, TX 75219-6413

Transferred To (Grantee/Buyer)

NameVerified Name
Address1569 SHERMAN AVE STE 201-D, 201D, EVANSTON, IL 60201-4486

Mortgage

Document Number0034331343
DateDec 12, 2019
Instrument3433-1343
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$48,668.00 (+5.3%)$4,109,340 (+1.17%) Land $2,329,457 Building $1,779,883$4,109,340 (+1.17%) Land $2,329,457 Building $1,779,883
2023$46,220.00 (+1.77%)$4,062,017 (-4.03%) Land $2,195,943 Building $1,866,074$4,062,017 (-4.03%) Land $2,195,943 Building $1,866,074
2022$45,416.00$4,232,684 Land $2,091,375 Building $2,141,309$4,232,684 Land $2,091,375 Building $2,141,309

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 100 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims29 (1995–2021)
Claims Outside the SFHA25 of 29
Most Recent ClaimApr 2021, other causes
Claims By Storm
  • Hurricane Dennis, Jul 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 7 claims
  • Hurricane Georges, Sep 1998 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 135 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Hwy 98 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures