977 Diane Ave, Elgin, IL 60123 Property Records

Kane County property record for 977 Diane Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1961
Lot Size	0.222 acres (9,692 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Feb 2021)
Tax Bill	$6,545 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-10-106-033`

Property Details

APN / Parcel Number

Primary APN	`06-10-106-033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Construction Type	Frame
Lot Area	9,692 sqft (0.222 acres)
Lot Width	75 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	977 DIANE AVE
City	ELGIN
State	IL
Zip	60123-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 22 & 23 IN BLK 4 DESC IN DOC #2001K027893
Legal Subdivision	ANDRESEN BROS EAGLE HGTS
Legal Block	4
Legal Lot Number	22,23
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3006
Census Tract	851910

Owner

977 Diane Ave is owned and occupied by an individual who bought it in February 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	977 DIANE AVE, ELGIN, IL 60123-1920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Oct 2, 2018	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	Oct 2, 2018 · Amount on File
Deed Document Number	202115117
Prior Transfer Date	Sep 24, 2002
Prior Transfer Doc	0000136804
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 25, 2021
Property Address	977 DIANE AVE, ELGIN, IL 60123-1920
Document Number	0000015117
Instrument Date	Jan 21, 2021
Instrument	2021K015117
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 WYNNFIELD CT, ELGIN, IL 60120-7150

Mortgage

Document Number	0000015118
Date	Feb 25, 2021
Instrument	2021K015118

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 2, 2018
Property Address	977 DIANE AVE, ELGIN, IL 60123-1920
Document Number	0000047963
Instrument Date	Sep 14, 2018
Instrument	2018K047963
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	977 DIANE AVE, ELGIN, IL 60123-1920

Mortgage

Document Number	0000047964
Date	Oct 2, 2018
Instrument	2018K047964

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 977 Diane Ave was $6,545 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,545.00 Homeowner's exemption	$93,793 (+8.57%) Land $28,859 Building $64,934	$281,492 (+8.57%) Land $86,612 Building $194,880
2024		$86,389 Land $26,581 Building $59,808	$259,271 Land $79,775 Building $179,496
2022	$5,650.00 (+4.63%) Homeowner's exemption	$71,165 (+6.96%) Land $21,897 Building $49,268	$213,495 (+6.96%) Land $65,691 Building $147,804
2021	$5,400.00 Homeowner's exemption	$66,534 Land $20,472 Building $46,062	$199,602 Land $61,416 Building $138,186

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 977 Diane Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 977 Diane Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on Diane Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures