Kane County property record for 976 Diane Ave, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,144 sqft · built 1962 |
| Lot Size | 0.252 acres (10,965 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,000 (Aug 2018) |
| Tax Bill | $6,050 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Aug 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-10-152-016 |
| Primary APN | 06-10-152-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 2,288 sqft |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 10,965 sqft (0.252 acres) |
| Lot Dimensions | 129 ft deep x 85 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 976 DIANE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANDRESEN BROS EAGLE HEIGHTS UNIT 2 LOT 16 BLOCK 8 |
| Legal Subdivision | EAGLE HEIGHTS |
| Legal Block | 8 |
| Legal Lot Number | 16 |
| Legal Unit | 2-16 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 851910 |
Source: Kane County records · APN 06-10-152-016
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 976 DIANE AVE, ELGIN, IL 60123-1921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Aug 15, 2018 | Trustee's Deed, Foreclosure · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2018 · Amount on Record |
| Deed Sale | Aug 15, 2018 · Amount on Record |
| Prior Sale | Aug 10, 2004 · Amount on Record |
| Deed Document Number | 201839744 |
| Prior Transfer Date | Aug 23, 2013 |
| Prior Transfer Doc | 0000065198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 976 DIANE AVE, ELGIN, IL 60123-1921 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 976 DIANE AVE, ELGIN, IL 60123-1921 |
| Document Number | 0000021242 |
|---|---|
| Date | Jun 10, 2025 |
| Instrument | 2025K021242 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 15, 2018 |
| Property Address | 976 DIANE AVE, ELGIN, IL 60123-1921 |
| Document Number | 0000039744 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 2018K039744 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 976 DIANE AVE, ELGIN, IL 60123-1921 |
| Document Number | 0000039745 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 2018K039745 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
| Rate | 5.5% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,050.00 (+15.81%) Homeowner's exemption | ||
| 2024 | $80,422 (+21.39%) Land $26,129 Building $54,293 | $241,363 (+21.44%) Land $78,418 Building $162,944 | |
| 2022 | $5,224.00 (+4.69%) Homeowner's exemption | $66,250 (+6.96%) Land $21,525 Building $44,725 | $198,750 (+6.96%) Land $64,575 Building $134,175 |
| 2021 | $4,990.00 Homeowner's exemption | $61,939 Land $20,124 Building $41,815 | $185,817 Land $60,372 Building $125,445 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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