977 Daffodil Ridge Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 977 Daffodil Ridge Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,946 sqft · built 2005
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Aug 2020)
Tax Bill	$4,958 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T062400288`

Property Details

APN / Parcel Number

Primary APN	`T062400288`
Alternative APN	`2-0057-9740-00-0141.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,946 sqft Living Area
Gross Area	3,891 sqft
1st Floor Area	1,362 sqft
Basement Area	1,104 sqft
Finished Basement	600 sqft
Unfinished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	95 sqft
Deck Area	Deck Area
Patio Area	818 sqft

Utilities, Heating & Cooling

Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Account Number	T062400288
Street Address	977 DAFFODIL RIDGE DR
City	O FALLON
State	MO
Zip	63366-7759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA VLG D LOT 141
Legal Subdivision	MAGNOLIA VLG D
Legal Lot Number	141
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3012
Census Tract	311712

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	977 DAFFODIL RIDGE DR, O FALLON, MO 63366-7759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Oct 23, 2017	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Prior Sale	Oct 23, 2017 · Amount on Record
Deed Document Number	2020567530
Deed Book / Page	7366 / 2232
Prior Transfer Date	Oct 6, 2006
Prior Transfer Doc	0045961754
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 7, 2020
Property Address	977 DAFFODIL RIDGE DR, O FALLON, MO 63366-7759
Document Number	0073662232
Book / Page	7366 / 2232
Map Reference	MB 41 PG 351
Instrument Date	Aug 5, 2020
Instrument	20200807000567530
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	977 DAFFODIL RIDGE DR, 977, O FALLON, MO 63366-7759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 DAFFODIL RIDGE DR, O FALLON, MO 63366-7759

Mortgage

Document Number	20200807000567540
Date	Aug 7, 2020
Instrument	20200807000567540

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 23, 2017
Property Address	977 DAFFODIL RIDGE DR, O FALLON, MO 63366-7759
Document Number	0068271876
Book / Page	6827 / 1876
Map Reference	MB 41 PG 351
Instrument Date	Oct 20, 2017
Instrument	20171023000666620
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	917 DAFFODIL RIDGE DR, 917, O FALLON, MO 63366-7591

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	917 DAFFODIL RIDGE DR, O FALLON, MO 63366-7591

Mortgage

Document Number	20171023000666640
Date	Oct 23, 2017
Instrument	20171023000666640

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,335 (-)	$407,025 (-) Building $407,025
2025	$4,958.00 (+0.51%)	$77,335 (+3.47%)	$407,025 (+3.47%) Building $407,025
2024	$4,933.00
2023		$74,741
2022			$393,374 Building $393,374

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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