976 Daffodil Ridge Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 976 Daffodil Ridge Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,885 sqft · built 2005
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Company Names on Record
Last Sale	$307,557 (Apr 2006)
Tax Bill	$6,219 (2025)
Deeds & Mortgages	Sep 2026 Transfer Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T062400284`

Property Details

APN / Parcel Number

Primary APN	`T062400284`
Alternative APN	`2-0057-9740-00-0137.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,029 sqft Living Area
Gross Area	4,840 sqft
1st Floor Area	1,577 sqft
Basement Area	1,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Deck Area	Deck Area
Patio Area	370 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062400284
Street Address	976 DAFFODIL RIDGE DR
City	O FALLON
State	MO
Zip	63366-7758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA VLG D LOT 137
Legal Subdivision	MAGNOLIA VLG D
Legal Lot Number	137
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3012
Census Tract	311712

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	976 DAFFODIL RIDGE DR, O FALLON, MO 63366-7758
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2006 · Amount on Record
Deed Sale	Apr 4, 2006 · Amount on Record
Deed Document Number	2006276290
Deed Book / Page	4451 / 1958
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 1, 2026
Property Address	976 DAFFODIL RIDGE DR, O FALLON, MO 63366-7758
Document Number	0000041968
Instrument Date	Sep 1, 2026
Instrument	202641968
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	976 DAFFODIL RIDGE DR, O FALLON, MO 63366-7758

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	976 DAFFODIL RIDGE DR, O FALLON, MO 63366-7758
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 DAFFODIL RIDGE DR, O FALLON, MO 63366-7758

Mortgage

Document Number	2021R031888
Date	Apr 12, 2021
Instrument	2021R-031888

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,166 (-)	$511,398 (-) Building $511,398
2025	$6,219.00	$97,166 (+10.7%)	$511,398 (+10.7%)
2023		$87,772
2022			$461,956 Building $461,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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