St. Charles County property record for 972 Daffodil Ridge Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,708 sqft · built 2006 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,972 (Jun 2022) |
| Tax Bill | $5,012 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | T062400282 |
| Primary APN | T062400282 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,708 sqft Living Area |
| Gross Area | 3,590 sqft |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,530 sqft |
| Finished Basement | 1,148 sqft |
| Unfinished Basement | 382 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 62 sqft |
| Deck Area | Deck Area |
| Patio Area | 206 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T062400282 |
|---|---|
| Street Address | 972 DAFFODIL RIDGE DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-7758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAGNOLIA VLG D LOT 135 |
| Legal Subdivision | MAGNOLIA VLG D |
| Legal Lot Number | 135 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 311712 |
972 Daffodil Ridge Dr is owned and occupied by two individuals who bought it in June 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 972 DAFFODIL RIDGE DR, O FALLON, MO 63366-7758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 27, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on File |
| Deed Sale | Jun 14, 2022 · Amount on File |
| Prior Sale | Jun 12, 2015 · Amount on File |
| Deed Document Number | 202233224 |
| Prior Transfer Date | Aug 30, 2011 |
| Prior Transfer Doc | 0000514810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 14, 2022 |
| Property Address | 972 DAFFODIL RIDGE DR, O FALLON, MO 63366-7758 |
| Document Number | 0000033224 |
| Map Reference | MB 41 PG 351&352 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 2022R-033224 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 HICKORY TRAILS DR, WRIGHT CITY, MO 63390-3266 |
| Name | Verified Name |
|---|---|
| Address | 972 DAFFODIL RIDGE DR, O FALLON, MO 63366-7758 |
| Document Number | 0000033225 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022R-033225 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 972 DAFFODIL RIDGE DR, O FALLON, MO 63366-7758 |
| Document Number | 0000072531 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 972 DAFFODIL RIDGE DR O FALLON MO 633667758, O FALLON, MO 63366-7758 |
| Document Number | 0000072531 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 72531 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | O'FALLON, MO 63366 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 444 Months |
| Due | Sep 28, 2057 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 972 Daffodil Ridge Dr was $5,012.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,181 (-) | $411,478 (-) Building $411,478 | |
| 2025 | $5,012.00 | $78,181 | $411,478 |
| 2023 | $71,440 | ||
| 2022 | $375,998 Building $375,998 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 972 Daffodil Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 972 Daffodil Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Gateway Fiber.
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