977 Covedale Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 977 Covedale Ave, Cincinnati, OH 45238 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1953
Square Footage1,732 sqft Living Area
Lot Size5,837 sqft (0.134 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2023)
Tax Bill$2,861.00 (2025)

Property Details

APN / Parcel Number

Primary APN180-0A80-0563-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,732 sqft Living Area
Gross Area2,232 sqft Gross Area
1st Floor900 sqft 1st Floor
Attic Area432 sqft Attic
Attic1 Attic
Basement Area900 sqft Basement
Finished Basement400 sqft Finished
Unfinished Basement500 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof MaterialAsphalt Roof
Lot Area5,837 sqft (0.134 acres)
Depth X Width111 ft x 52 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage
Patio Area160 sqft Patio
PorchPorch
Porch Area105 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemBaseboard Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address977 COVEDALE AVE
CityCINCINNATI
StateOH
Zip45238-4309
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOVEDALE AVE 52.01 X 111 IRR LOT 211 EAST COVEDALEPARK SUB BLK C PART 2
Legal SubdivisionEAST COVEDALEPARK SUB
Legal BlockC
Legal Lot Number211
JurisdictionHAMILTON OH
Minor Civil DivisionCINCINNATI
Census Blockgroup3
Census Block3010
Census Tract9901

Owner

Source: Hamilton County records · APN 180-0A80-0563-00

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address977 COVEDALE AVE, CINCINNATI, OH 45238-4309
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GENEVA FINANCIAL LLC
Jun 28, 2023Warranty Deed, Transfer · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC
Feb 24, 2023Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2023 · Amount on Record
Deed SaleDec 18, 2023 · Amount on Record
Prior SaleJun 28, 2023 · Amount on Record
Deed Doc Number202388252
Deed Book / Page15064 / 281
Prior Transfer DateFeb 17, 2023
Prior Transfer Doc0000013208
Record RefreshedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 18, 2023
Property Address977 COVEDALE AVE, CINCINNATI, OH 45238-4309
Document Number0000088252
Book / Page15064 / 281
Map ReferenceMB 59 PG 27
Instrument DateDec 13, 2023
Instrument2023-0088252
Transaction TypeTransfer
Record UpdatedJan 24, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address977 COVEDALE AVE, CINCINNATI, OH 45238-4309

Mortgage

Document Number0000088253
DateDec 18, 2023
Instrument2023-0088253
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Mortgage

Document Number0000088254
DateDec 18, 2023
Book Page15064/296
Instrument2023-0088254
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85225
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueDec 01, 2033

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 28, 2023
Property Address977 COVEDALE AVE, CINCINNATI, OH 45238-4309
Document Number0000044489
Book / Page14946 / 1357
Map ReferenceMB 59 PG 27
Instrument DateJun 26, 2023
Instrument2023-0044489
Transaction TypeTransfer
Record UpdatedJul 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5624 VICTORYVIEW LN, CINCINNATI, OH 45233-4659

Transferred To (Grantee/Buyer)

NameVerified Name
Address977 COVEDALE AVE, CINCINNATI, OH 45238-4309

Mortgage

Document Number0000044490
DateJun 28, 2023
Instrument2023-0044490
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJun 26, 2024

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHAMILTON OH
Recording DateFeb 24, 2023
Property Address977 COVEDALE AVE, CINCINNATI, OH 45238-4309
Document Number0000013208
Book / Page14860 / 1109
Map ReferenceMB 59 PG 27
Instrument DateFeb 24, 2023
Instrument2023-0013208
Transaction TypeTransfer
Record UpdatedMar 28, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address977 COVEDALE AVE, CINCINNATI, OH 45238-4309

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,861.00 (+3.14%)$46,298 (-) Land $5,145 Building $41,153$132,280 (-) Land $14,700 Building $117,580
2024$2,774.00 (+22.2%)$46,298 (-) Land $5,145 Building $41,153
2023$2,270.00 (+73.28%) Homeowner's exemption$46,298 (+65.91%) Land $5,145 Building $41,153$132,280 (+65.91%) Land $14,700 Building $117,580
2022$1,310.00 Homeowner's exemption$27,906 Land $5,114 Building $22,792
2020$79,730 Land $14,610 Building $65,120

Flood & Wildfire

977 Covedale Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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