Hamilton County property record for 981 Covedale Ave, Cincinnati, OH 45238 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1956 |
| Square Footage | 1,546 sqft Living Area |
| Lot Size | 5,401 sqft (0.124 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2021) |
| Tax Bill | $3,242.00 (2025) |
| Primary APN | 180-0A80-0564-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,546 sqft Living Area |
| Gross Area | 1,920 sqft Gross Area |
| 1st Floor | 774 sqft 1st Floor |
| Attic Area | 372 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 774 sqft Basement |
| Finished Basement | 400 sqft Finished |
| Unfinished Basement | 374 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,401 sqft (0.124 acres) |
| Depth X Width | 111 ft x 48 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Garage Area | 1 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 981 COVEDALE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-4309 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COVEDALE AVE 48 X 111 LOT 212 EAST COVEDALE PARK SUB BLK C PART 2 |
| Legal Subdivision | EAST COVEDALE PARK SUB |
| Legal Block | C |
| Legal Lot Number | 212 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | CINCINNATI |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 9901 |
Source: Hamilton County records · APN 180-0A80-0564-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 981 COVEDALE AVE, CINCINNATI, OH 45238-4309 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 30, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 07, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on Record |
| Deed Sale | Dec 30, 2021 · Amount on Record |
| Prior Sale | May 07, 2020 · Amount on Record |
| Deed Doc Number | 2021155865 |
| Deed Book / Page | 14574 / 971 |
| Prior Transfer Date | Nov 22, 2009 |
| Prior Transfer Doc | 0000000954 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 30, 2021 |
| Property Address | 981 COVEDALE AVE, CINCINNATI, OH 45238-4309 |
| Document Number | 0000155865 |
| Book / Page | 14574 / 971 |
| Map Reference | MB 59 PG 27 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2021-0155865 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 981 COVEDALE AVE, CINCINNATI, OH 45238-4309 |
| Document Number | 0000155866 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2021-0155866 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Number | 0000155867 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 14574/993 |
| Instrument | 2021-0155867 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 07, 2020 |
| Property Address | 981 COVEDALE AVE, CINCINNATI, OH 45238-4309 |
| Document Number | 0000042607 |
| Book / Page | 014163 / 000823 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 42607 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $486.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 981 COVEDALE AVE CINCINNATI OH 452384309, CINCINNATI, OH 45238-4309 |
| Document Number | 42608 |
|---|---|
| Date | May 07, 2020 |
| Book Page | 014163/000825 |
| Instrument | 42608 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2050 |
| Document Number | 42609, |
|---|---|
| Date | May 07, 2020 |
| Book Page | 014163/000846 |
| Instrument | 42609 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,242.00 (+3.05%) | $52,500 (-) Land $4,844 Building $47,656 | $150,000 (-) Land $13,840 Building $136,160 |
| 2024 | $3,146.00 (-2.15%) | $52,500 (-) Land $4,844 Building $47,656 | |
| 2023 | $3,215.00 (+10.71%) | $52,500 (+23.45%) Land $4,844 Building $47,656 | $150,000 (+23.46%) Land $13,840 Building $136,160 |
| 2022 | $2,904.00 Homeowner's exemption | $42,526 Land $4,813 Building $37,713 | |
| 2020 | $121,500 Land $13,750 Building $107,750 |
981 Covedale Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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