969 Covedale Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 969 Covedale Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,308 sqft · built 1953
Lot Size	0.135 acres (5,881 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,777 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`180-0A80-0561-00`

Property Details

APN / Parcel Number

Primary APN	`180-0A80-0561-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	888 sqft
Attic	Attic
Attic Area	420 sqft
Basement Area	888 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	114 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	969 COVEDALE AVE
City	CINCINNATI
State	OH
Zip	45238-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVEDALE AV 50.26 X 114.11 IRR LOT 209 EAST COVEDALE PARK SUB BLK C
Legal Subdivision	EAST COVEDALE PARK SUB
Legal Block	C
Legal Lot Number	209
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3010
Census Tract	9901

Owner

969 Covedale Ave is owned and occupied by two individuals who acquired it in October 1992.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	969 COVEDALE AVE, CINCINNATI, OH 45238-4309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Apr 16, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 1992
Deed Sale	Oct 7, 1992
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 30, 2026
Property Address	969 COVEDALE AVE, CINCINNATI, OH 45238-4309
Document Number	0000032728
Book / Page	15656 / 263
Instrument Date	Apr 24, 2026
Instrument	202632728
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	969 COVEDALE AVE, CINCINNATI, OH 45238-4309

Mortgage

Document Number	0000032728,
Date	Apr 30, 2026
Book Page	15656/263
Instrument	202632728

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	969 COVEDALE AVE, CINCINNATI, OH 45238-4309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031510
Date	Apr 16, 2018
Instrument	18-0031510

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 969 Covedale Ave was $2,777, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,777.00 (+3.12%)	$44,944 (-) Land $5,156 Building $39,788
2024	$2,693.00 (-2.21%)	$44,944 (-) Land $5,156 Building $39,788
2023	$2,754.00 (+49.11%)	$44,944 (+66.63%) Land $5,156 Building $39,788	$128,410 Land $14,730 Building $113,680
2022	$1,847.00 Homeowner's exemption	$26,972 Land $5,121 Building $21,851
2020			$77,060 Land $14,630 Building $62,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 969 Covedale Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 969 Covedale Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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