977 Caversham Way, Galt, CA 95632 Property Records

Sacramento County property record for 977 Caversham Way, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,908 sqft · built 2001
Lot Size	0.162 acres (7,036 sqft)
Owner	Individual Name on Record
Last Sale	$592,500 (Aug 2022)
Tax Bill	$7,117 (2025)
Deeds & Mortgages	Aug 2022 Sale Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0880-018-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0880-018-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	1,908 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,036 sqft (0.162 acres)
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces
Pool Area	23,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	977 CAVERSHAM WAY
City	GALT
State	CA
Zip	95632-3460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RIVER OAKS 02C, LOT 353
Legal Subdivision	RIVER OAKS 02C
Legal Lot Number	353
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2012
Census Tract	9409

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	977 CAVERSHAM WAY, GALT, CA 95632-3460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 14, 2020	Quit Claim Deed, Transfer MUTUAL/OMAHA MTG LLC
Feb 3, 2017	Grant Deed, Transfer · Conventional with PMI ETHOS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Prior Sale	Feb 3, 2017 · Amount on Record
Deed Book / Page	20220803 / 671
Prior Transfer Date	Aug 4, 2020
Prior Transfer Doc	8140000001095
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 3, 2022
Property Address	977 CAVERSHAM WAY, GALT, CA 95632-3460
Document Number	0000000671
Map Reference	MB 284 MAP 4
Instrument Date	Aug 2, 2022
Instrument	2022080300671
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 CAVERSHAM WAY, GALT, CA 95632-3460

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 14, 2020
Property Address	977 CAVERSHAM WAY, GALT, CA 95632-3460
Document Number	2008141095
Instrument Date	Aug 4, 2020
Instrument	2008141095
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	977 CAVERSHAM WAY GALT CA 956323460, GALT, CA 95632-3460

Mortgage

Document Number	2008141096
Date	Aug 14, 2020
Instrument	2008141096

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	LOMBARD, IL 60148

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 3, 2017
Property Address	977 CAVERSHAM WAY, GALT, CA 95632-3460
Document Number	0000000914
Book / Page	170203 / 000914
Instrument Date	Jan 25, 2017
Transaction Type	Transfer
Record Updated	Feb 16, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 CAVERSHAM WAY GALT CA 956323460, GALT, CA 95632-3460

Mortgage

Document Number	915
Date	Feb 3, 2017
Book Page	170203/000915

Lender

Name	ETHOS LNDG
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$628,765 (+2%) Land $159,181 Building $469,584
2025	$7,117.00 (+4.43%) Homeowner's exemption	$616,437 (+4.04%) Land $156,060 Building $460,377
2024	$6,815.00 (-1.35%)
2023	$6,908.00 (+41.07%) Homeowner's exemption	$592,500 Land $150,000 Building $442,500
2022	$4,897.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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