973 Caversham Way, Galt, CA 95632 Property Records

Sacramento County property record for 973 Caversham Way, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,428 sqft · built 2001
Lot Size	0.161 acres (7,026 sqft)
Owner	Individual Name on Record
Last Sale	$254,000 (Jan 2002)
Tax Bill	$4,710 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`148-0880-019-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0880-019-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,428 sqft Living Area
1st Floor Area	1,408 sqft
2nd Floor Area	1,020 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,026 sqft (0.161 acres)
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Pool Area	22,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	973 CAVERSHAM WAY
City	GALT
State	CA
Zip	95632-3460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RIVER OAKS 02C, LOT 354
Legal Subdivision	RIVER OAKS 02C
Legal Lot Number	354
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2012
Census Tract	9409

Owner

Source: Sacramento County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	973 CAVERSHAM WAY, GALT, CA 95632-3460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Sep 21, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2002 · Amount on Record
Deed Sale	Jan 17, 2002 · Amount on Record
Deed Book / Page	20020117 / 1708
Last Transfer Date	Sep 9, 2026
Transfer Doc	2026000723
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 21, 2026
Property Address	973 CAVERSHAM WAY, GALT, CA 95632-3460
Document Number	2026000723
Book / Page	20260921 / 723
Instrument Date	Sep 9, 2026
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 CAVERSHAM WAY, GALT, CA 95632-3460

Mortgage

Document Number	2026000725,
Date	Sep 21, 2026
Book Page	20260921/725

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 21, 2026
Property Address	973 CAVERSHAM WAY, GALT, CA 95632-3460
Document Number	2026000724
Book / Page	20260921 / 724
Instrument Date	Sep 8, 2026
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 CAVERSHAM WAY, GALT, CA 95632-3460

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$415,187 (+2%) Land $75,331 Building $339,856
2025	$4,710.00 (+4.41%) Homeowner's exemption	$407,047 (+4.04%) Land $73,854 Building $333,193
2024	$4,511.00 (-3.98%)
2023	$4,698.00 (+3.89%) Homeowner's exemption	$391,242 Land $70,987 Building $320,255
2022	$4,522.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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