Sacramento County property record for 966 Caversham Way, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,428 sqft · built 2001 |
| Lot Size | 0.159 acres (6,931 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $251,500 (Jan 2002) |
| Tax Bill | $4,661 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-0880-024-0000 |
| Primary APN | 148-0880-024-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,428 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| 2nd Floor Area | 1,020 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 6,931 sqft (0.159 acres) |
| Garage Area | 592 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 22,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 966 CAVERSHAM WAY |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-3460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | RIVER OAKS 02C, LOT 359 |
| Legal Subdivision | RIVER OAKS 02C |
| Legal Lot Number | 359 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 9409 |
966 Caversham Way is owned and occupied by two individuals who bought it in January 2002.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 966 CAVERSHAM WAY, GALT, CA 95632-3460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2002 · Amount on File |
| Deed Sale | Jan 31, 2002 · Amount on File |
| Deed Book / Page | 20020131 / 3011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 966 CAVERSHAM WAY, GALT, CA 95632-3460 |
| Document Number | 2010071467 |
| Instrument Date | Sep 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 966 CAVERSHAM WAY GALT CA 956323460, GALT, CA 95632-3460 |
| Document Number | 2010071467 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 2010071467 |
| Name | LOANPAL |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2050 |
The 2025 property tax bill for 966 Caversham Way was $4,661 with a homeowner's exemption, up 4.4% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $410,846 (+2%) Land $75,331 Building $335,515 | |
| 2025 | $4,661.00 (+4.41%) Homeowner's exemption | $402,791 Land $73,854 Building $328,937 |
| 2024 | $4,464.00 (-4.04%) | |
| 2023 | $4,652.00 (+3.89%) Homeowner's exemption | $387,152 Land $70,987 Building $316,165 |
| 2022 | $4,478.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 966 Caversham Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 966 Caversham Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALT serves 26,536 people · EPA ID CA3410011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon.
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