977 Arrowhead Dr, Gardnerville, NV 89460 Property Records

Douglas County property record for 977 Arrowhead Dr, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,208 sqft · built 1977
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Nov 2019)
Tax Bill	$1,484 (2025)
Deeds & Mortgages	Mar 2026 Transfer Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1220-16-510-078`

Property Details

APN / Parcel Number

Primary APN	`1220-16-510-078`
Alternative APN	`27333080`

Interior

Stories	1 Story
Building Area	1,208 sqft Living Area

Exterior

Year Built	Built 1977
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	977 ARROWHEAD DR
City	GARDNERVILLE
State	NV
Zip	89460-8964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:265 SUBD:GARDNERVILLE RANCHOS #2 SEC/TWN/RNG/MER:SEC 16 TWN 12N RNG 20E
Legal Range	20
Legal Township	12
Legal Section	16
Legal Subdivision	GARDNERVILLE RANCHOS #2
Legal Lot Number	265
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1004
Census Tract	1000

Owner

Source: Douglas County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	977 ARROWHEAD DR, GARDNERVILLE, NV 89460-8964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Intrafamily Transfer, Transfer
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 27, 2019	Grant Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	938890
Deed Book / Page	265
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NV
Recording Date	Mar 6, 2026
Property Address	977 ARROWHEAD DR, GARDNERVILLE, NV 89460-8964
Document Number	0000030965
Map Reference	MB 1 MAP 28309
Instrument Date	Mar 6, 2026
Instrument	2026-1030965
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 ARROWHEAD DR, GARDNERVILLE, NV 89460-8964

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	977 ARROWHEAD DR, GARDNERVILLE, NV 89460-8964
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081478
Date	Feb 22, 2022
Instrument	2022-981478

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Nov 27, 2019
Property Address	977 ARROWHEAD DR, GARDNERVILLE, NV 89460-8964
Document Number	0000938890
Instrument Date	Nov 1, 2019
Instrument	938890
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,209.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 ARROWHEAD DR GARDNERVILLE NV 894608964, GARDNERVILLE, NV 89460-8964

Mortgage

Document Number	938891
Date	Nov 27, 2019
Instrument	938891

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,484.00 (+6.08%)	$57,663 (-0.13%) Land $35,000 Building $22,663	$164,751 (-0.13%) Land $100,000 Building $64,751
2023	$1,399.00	$57,737 Land $35,000 Building $22,737	$164,963 Land $100,000 Building $64,963

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	20 (1997)
Most Recent Claim	Jan 1997 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.8% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: DTS Fiber, Verizon.

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