966 Arrowhead Dr, Gardnerville, NV 89460 Property Records

Douglas County property record for 966 Arrowhead Dr, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,584 sqft · built 1977
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Dec 2021)
Tax Bill	$2,134 (2026)
Deeds & Mortgages	Jan 2022 Reverse Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1220-16-510-021`

Property Details

APN / Parcel Number

Primary APN	`1220-16-510-021`
Alternative APNs	`000027441030` `27441030` `2744103`

Interior

Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	3,152 sqft
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1981
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	1,568 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Old Parcel Number	000027441030
Street Address	966 ARROWHEAD DR
City	GARDNERVILLE
State	NV
Zip	89460-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDNERVILLE RANCHOS #2 LOT 415
Legal Range	20E
Legal Township	12N
Legal Section	16
Legal Subdivision	GARDNERVILLE RANCHOS #2
Legal Block	1
Legal Lot Number	415
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1007
Census Tract	1000

Owner

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	966 ARROWHEAD DR, GARDNERVILLE, NV 89460-8957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 14, 2021	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Deed Document Number	2021978376
Prior Transfer Date	Jul 12, 2021
Prior Transfer Doc	0000078376
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	966 ARROWHEAD DR, GARDNERVILLE, NV 89460-8957
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 ARROWHEAD DR, GARDNERVILLE, NV 89460-8957

Mortgage

Document Number	0000080397
Date	Jan 27, 2022
Instrument	2022-980397

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.71%
Change Frequency	Annually
Index	1-Year LIBOR

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	966 ARROWHEAD DR, GARDNERVILLE, NV 89460-8957
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077091
Date	Nov 16, 2021
Instrument	2021-977091

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Feb 1, 2051

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	Dec 14, 2021
Property Address	966 ARROWHEAD DR, GARDNERVILLE, NV 89460-8957
Document Number	0000078376
Map Reference	DOC 28377
Instrument Date	Jul 12, 2021
Instrument	2021-978376
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$694.20
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 ARROWHEAD DR, GARDNERVILLE, NV 89460-8957

Mortgage

Document Number	0000078377
Date	Dec 14, 2021
Instrument	2021-978377

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,134.00 (+3.04%)	$83,193 (+9.81%) Land $43,750 Building $39,443
2025	$2,071.00 (+6.04%)	$75,763 (+1.6%) Land $35,000 Building $40,763	$216,466 (+1.6%) Land $100,000 Building $116,466
2023	$1,953.00	$74,571 Land $35,000 Building $39,571	$213,060 (+19.85%) Land $100,000 Building $113,060
2021			$177,774 Land $75,000 Building $102,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	20 (1997)
Most Recent Claim	Jan 1997 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.8% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: DTS Fiber, Verizon.

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