975 White Cloud Dr, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 975 White Cloud Dr, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,483 sqft · built 2000
Lot Size	0.11 acres (4,825 sqft)
Owner	Individual Name on File
Last Sale	$144,500 (May 2001)
Tax Bill	$2,982 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`779-52-055`

Property Details

APN / Parcel Number

Primary APN	`779-52-055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,483 sqft Living Area
1st Floor Area	1,483 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Other
Construction Type	Wood
Lot Area	4,825 sqft (0.11 acres)
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	975 WHITE CLOUD DR
City	MORGAN HILL
State	CA
Zip	95037-6063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 9130 LOT 38
Legal Tract	9130
Legal Lot Number	38
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3020
Census Tract	512307

Owner

Source: Santa Clara County records · APN 779-52-055

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	975 WHITE CLOUD DR, MORGAN HILL, CA 95037-6063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 07, 2001 · Amount on Record
Deed Sale	May 07, 2001 · Amount on Record
Prior Sale	May 07, 2001 · Amount on Record
Deed Document Number	0015666463
Last Transfer Date	Mar 27, 2018
Transfer Doc	0023896038
Record Updated	Jun 08, 2026

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 27, 2018
Property Address	975 WHITE CLOUD DR, MORGAN HILL, CA 95037-6063
Document Number	0023896038
Map Reference	MB718 PG8-11
Instrument Date	Mar 21, 2018
Instrument	23896038
Transaction Type	Transfer
Record Updated	Sep 01, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	975 WHITE CLOUD DR, MORGAN HILL, CA 95037-6063

Mortgage

Document Number	0023896039
Date	Mar 27, 2018
Instrument	23896039

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,982.00 (+2.83%) Homeowner's exemption	$217,695 (+4.04%) Land $105,465 Building $112,230
2023	$2,900.00 (+1.54%) Homeowner's exemption	$209,244 Land $101,371 Building $107,873
2022	$2,856.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Communications, LLC. Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 693 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MORGAN HILL serves 47,374 people
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.