974 White Cloud Dr, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 974 White Cloud Dr, Morgan Hill, CA 95037

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,254 sqft · built 1999
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Last Sale$512,000 (Dec 2011)
Tax Bill$8,256 (2025)
Deeds & MortgagesJul 2021 Transfer
Oct 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN779-52-077

Property Details

APN / Parcel Number

Primary APN779-52-077

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,254 sqft Living Area
1st Floor Area1,175 sqft
2nd Floor Area1,079 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,534 sqft (0.15 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address974 WHITE CLOUD DR
CityMORGAN HILL
StateCA
Zip95037-6064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 9130 LOT 3
Legal Subdivision9130 OAK CRK SUB-PH 3
Legal Tract9130
Legal Lot Number3
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group3
Census Block3019
Census Tract512307

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address974 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Intrafamily Transfer, Transfer
Oct 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
PREMIER MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2011 · Amount on Record
Deed SaleDec 22, 2011 · Amount on Record
Prior SaleJul 25, 2011 · Amount on Record
Deed Document Number201121467548
Last Transfer DateJun 19, 2021
Transfer Doc0025020855
Record UpdatedOct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateJul 7, 2021
Property Address974 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064
Document Number0025020855
Map ReferenceMB 724 PG 43
Instrument DateJun 19, 2021
Instrument25020855
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address974 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address974 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name
Address974 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064

Mortgage

Document Number0024674183
DateOct 27, 2020
Instrument24674183
Lender
NamePREMIER MORTGAGE RESOURCES LLC
TypeMortgage Company
AddressPORTLAND, OR 97209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMorgan Hill City
Unified School DistrictMorgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$698,229 (+2%) Land $409,971 Building $288,258
2025$8,256.00 (+3.08%) Homeowner's exemption$684,539 (+4.04%) Land $401,933 Building $282,606
2023$8,009.00 (+1.64%) Homeowner's exemption$657,959 Land $386,326 Building $271,633
2022$7,880.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGAN HILL
serves 47,374 people · EPA ID CA4310006
Water SourceGroundwater
Last State InspectionOct 2023
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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