Ramsey County property record for 976 Scheffer Ave, Saint Paul, MN 55102 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,512 sqft · built 1923 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,000 (Aug 2012) |
| Tax Bill | $3,984 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-28-23-34-0138 |
| Primary APN | 11-28-23-34-0138 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Family Room | Family Room |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 590744 |
|---|---|
| Street Address | 976 SCHEFFER AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55102-4014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUGGS ADDITION LOT 15 BLK 3 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 11 |
| Legal Subdivision | RUGGS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 36700 |
Source: Ramsey County records · APN 11-28-23-34-0138
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 976 SCHEFFER AVE, SAINT PAUL, MN 55102-4014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTER FOR ENERGY & ENVIRONMENT |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HIAWATHA NAT'L BK |
| Jul 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HIAWATHA NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 16, 2012 · Amount on Record |
| Deed Sale | Aug 16, 2012 · Amount on Record |
| Deed Document Number | 2012399705 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 976 SCHEFFER AVE, SAINT PAUL, MN 55102-4014 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0T02701319 |
|---|---|
| Date | May 28, 2021 |
| Instrument | T02701319 |
| Name | CENTER FOR ENERGY & ENVIRONMENT |
|---|---|
| Type | Non-Lending Institution |
| Address | MINNEAPOLIS, MN 55401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 15, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 976 SCHEFFER AVE, SAINT PAUL, MN 55102-4014 |
| Document Number | 0002674266 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 976 SCHEFFER AVE ST PAUL MN 551024014, ST PAUL, MN 55102-4014 |
| Document Number | 0002674266 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 2674266 |
| Name | HIAWATHA NAT'L BK |
|---|---|
| Type | Bank |
| Address | HUDSON, WI 54016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 03, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 976 SCHEFFER AVE, SAINT PAUL, MN 55102-4014 |
| Document Number | 0002619809 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2018 |
| Name | Verified Name |
|---|---|
| Address | 976 SCHEFFER AVE ST PAUL MN 551024014, ST PAUL, MN 55102-4014 |
| Document Number | 0002619809 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 2619809 |
| Name | HIAWATHA NAT'L BK |
|---|---|
| Type | Bank |
| Address | HUDSON, WI 54016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2048 |
Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,700 (+14.54%) Land $40,000 Building $213,700 | $253,700 (+14.54%) Land $40,000 Building $213,700 | |
| 2025 | $3,984.00 (+7.97%) | ||
| 2023 | $3,690.00 Homeowner's exemption | $221,500 Land $40,000 Building $181,500 | $221,500 Land $40,000 Building $181,500 |
Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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