977 Scheffer Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 977 Scheffer Ave, Saint Paul, MN 55102 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 824 sqft · built 1964
Lot Size	0.176 acres (7,710 sqft)
Owner	Individual Name on File
Tax Bill	$3,144 (2023)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-28-23-34-0106`

Property Details

APN / Parcel Number

Primary APN	`11-28-23-34-0106`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	824 sqft Living Area
1st Floor Area	824 sqft

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,710 sqft (0.176 acres)
Lot Dimensions	125 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	977 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55102-4013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHEFFER PLACE W 1/2 OF LOT 9 AND ALL OF LOT 10
Legal Range	23
Legal Township	28
Legal Section	11
Legal Quarter	3
Quarter-Quarter Section	4
Legal Subdivision	SCHEFFER PLACE
Legal Lot Number	9-10
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2005
Census Tract	36700

Owner

Source: Ramsey County records · APN 11-28-23-34-0106

Assessment roll updated February 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	977 SCHEFFER AVE, SAINT PAUL, MN 55102-4013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 29, 2015
Transfer Doc	0004558111
Record Updated	Jun 07, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	977 SCHEFFER AVE, SAINT PAUL, MN 55102-4013
Document Number	0004832863
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 SCHEFFER AVE ST PAUL MN 551024013, ST PAUL, MN 55102-4013

Mortgage

Document Number	0004832863
Date	Sep 16, 2020
Instrument	4832863

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 15, 2040

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,144.00 Homeowner's exemption	$218,900 Land $40,000 Building $178,900	$218,900 Land $40,000 Building $178,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.