Ramsey County property record for 965 Scheffer Ave, Saint Paul, MN 55102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,732 sqft · built 1960 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Dec 2020) |
| Tax Bill | $5,522 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-28-23-34-0104 |
| Primary APN | 11-28-23-34-0104 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 700 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 45827 |
|---|---|
| Street Address | 965 SCHEFFER AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55102-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHEFFER PLACE LOT 7 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 11 |
| Legal Subdivision | SCHEFFER PLACE |
| Legal Lot Number | 7 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 36700 |
Source: Ramsey County records · APN 11-28-23-34-0104
Assessment roll updated July 28, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 965 SCHEFFER AVE, SAINT PAUL, MN 55102-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2020 | Warranty Deed, Transfer · Conventional with PMI SUMMIT MTG CORP |
| Jul 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on Record |
| Deed Sale | Dec 17, 2020 · Amount on Record |
| Prior Sale | Sep 30, 2015 · Amount on Record |
| Deed Document Number | 20204852393 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 17, 2020 |
| Property Address | 965 SCHEFFER AVE, SAINT PAUL, MN 55102-4013 |
| Document Number | 0004852393 |
| Instrument Date | Dec 02, 2020 |
| Instrument | 4852393 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,054.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 965 SCHEFFER AVE ST PAUL MN 551024013, ST PAUL, MN 55102-4013 |
| Document Number | 4852394 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 4852394 |
| Name | SUMMIT MTG CORP |
|---|---|
| Address | PLYMOUTH, MN 55441 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 965 SCHEFFER AVE, SAINT PAUL, MN 55102-4013 |
| Document Number | 0004721112 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 965 SCHEFFER AVE ST PAUL MN 551024013, ST PAUL, MN 55102-4013 |
| Document Number | 0004721112 |
|---|---|
| Date | Aug 03, 2018 |
| Instrument | 4721112 |
| Name | MIDWESTONE BK |
|---|---|
| Type | Bank |
| Address | STILLWATER, MN 55082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 02, 2048 |
Source: Ramsey County records · Assessment roll updated July 28, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,522.00 (+16.74%) Homeowner's exemption | $352,400 (+11.41%) Land $40,000 Building $312,400 | $352,400 (+11.41%) Land $40,000 Building $312,400 |
| 2023 | $4,730.00 Homeowner's exemption | $316,300 Land $40,000 Building $276,300 | $316,300 Land $40,000 Building $276,300 |
Source: FEMA National Flood Hazard Layer as of April 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: LTD Broadband, T-Mobile USA.
Based on FCC filings for 547 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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