976 E Troy St, Ferndale, MI 48220 Property Records

Oakland County property record for 976 E Troy St, Ferndale, MI 48220 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 671 sqft · built 1925
Lot Size	0.106 acres (4,617 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (May 2018)
Tax Bill	$2,872 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-35-103-004`

Property Details

APN / Parcel Number

Primary APN	`24-25-35-103-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	671 sqft Living Area
1st Floor Area	537 sqft 1st Floor
Basement Area	537 sqft Basement
Unfinished Basement	537 sqft Unfinished
Stories	1 Story

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,617 sqft (0.106 acres)
Lot Dimensions	110 ft deep x 42 ft wide
Parking Spaces	1 Parking Space
Garage Area	286 sqft Garage
Porch	Slab
Porch Area	174 sqft Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	976 E TROY ST
City	FERNDALE
State	MI
Zip	48220-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N, R11E, SEC 35 THOMAS OAKS SUB LOT 21
Legal Range	11E
Legal Township	01N
Legal Section	35
Legal Subdivision	THOMAS OAKS SUB
Legal Lot Number	21
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1004
Census Tract	173600

Owner

Source: Oakland County records · APN 24-25-35-103-004

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	976 E TROY ST, FERNDALE, MI 48220-1914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2018 · Amount on Record
Deed Sale	May 02, 2018 · Amount on Record
Prior Sale	Jul 31, 2007 · Amount on Record
Deed Document Number	201874238
Deed Book / Page	51775 / 504
Prior Transfer Date	Aug 29, 2003
Prior Transfer Doc	0333130467
Record Updated	Sep 20, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 02, 2018
Property Address	976 E TROY ST, FERNDALE, MI 48220-1914
Document Number	0000074238
Book / Page	051775 / 000504
Instrument Date	Apr 26, 2018
Instrument	74238
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,057.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23337 HARDING AVE HAZEL PARK MI 480301516, HAZEL PARK, MI 48030-1516

Mortgage

Document Number	74239
Date	May 02, 2018
Book Page	051775/000505
Instrument	74239

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,872.00 (-8.97%) Homeowner's exemption	$77,180 (+11.16%)	$154,360 (+11.16%)
2024	$3,155.00 (+6.19%)
2023		$69,430	$138,860
2021	$2,971.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.