1030 E Troy St, Ferndale, MI 48220 Property Records

Oakland County property record for 1030 E Troy St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 903 sqft · built 1925
Lot Size	0.088 acres (3,833 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Apr 2023)
Tax Bill	$4,350 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-35-103-008`

Property Details

APN / Parcel Number

Primary APN	`24-25-35-103-008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	903 sqft Living Area
1st Floor Area	630 sqft
Basement Area	630 sqft
Unfinished Basement	630 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,833 sqft (0.088 acres)
Lot Dimensions	110 ft deep x 35 ft wide
Garage Area	375 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	27 sqft
Deck Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1030 E TROY ST
City	FERNDALE
State	MI
Zip	48220-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	II
Legal Description	T1N, R11E, SEC 35 THOMAS OAKS SUB LOT 25
Legal Range	11E
Legal Township	01N
Legal Section	35
Legal Subdivision	THOMAS OAKS SUB
Legal Lot Number	25
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1004
Census Tract	173600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1030 E TROY ST, FERNDALE, MI 48220-1914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Jul 28, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ACADEMY MORTGAGE CORP
Apr 13, 2023	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Prior Sale	May 19, 1998 · Amount on Record
Deed Document Number	202341677
Deed Book / Page	58542 / 711
Prior Transfer Date	Sep 27, 2016
Prior Transfer Doc	0000183468
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1030 E TROY ST, FERNDALE, MI 48220-1914
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 E TROY ST, FERNDALE, MI 48220-1914

Mortgage

Document Number	0000063792
Date	Jun 12, 2023
Book Page	58664/531
Instrument	63792

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1030 E TROY ST, FERNDALE, MI 48220-1914
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27173 GATEWAY DR W 101, 101, FARMINGTON HILLS, MI 48334-4984

Mortgage

Document Number	0000082439
Date	Jul 28, 2023
Book Page	58769/448
Instrument	82439

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	GLEN BURNIE, MD 21061

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 13, 2023
Property Address	1030 E TROY ST, FERNDALE, MI 48220-1914
Document Number	0000041677
Book / Page	58542 / 711
Map Reference	LB 34 PG 6
Instrument Date	Apr 12, 2023
Instrument	41677
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,192.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34610 W 14 MILE RD, WEST BLOOMFIELD, MI 48322-3323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27173 GATEWAY DR W, FARMINGTON HILLS, MI 48334-4983

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,350.00 (-6.87%) Homeowner's exemption	$79,910 (+14.45%)	$159,820 (+14.45%)
2024	$4,671.00 (+104.78%)
2023		$69,820	$139,640
2021	$2,281.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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