Oakland County property record for 960 E Troy St, Ferndale, MI 48220 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 984 sqft · built 1924 |
| Lot Size | 0.088 acres (3,833 sqft) |
| Owner | Company Name on File |
| Last Sale | $145,000 (Nov 2025) |
| Tax Bill | $4,978 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-35-103-003 |
| Primary APN | 24-25-35-103-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 641 sqft |
| Basement Area | 641 sqft |
| Unfinished Basement | 641 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,833 sqft (0.088 acres) |
| Lot Dimensions | 110 ft deep x 35 ft wide |
| Garage Area | 533 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 960 E TROY ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T1N, R11E, SEC 35 FERN OAKS SUB LOT 32 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 35 |
| Legal Subdivision | FERN OAKS SUB |
| Legal Lot Number | 32 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 173600 |
Source: Oakland County records · APN 24-25-35-103-003
Assessment roll updated February 4, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5156 WOODRUN CT, WEST BLOOMFIELD, MI 48323-2272 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed, Transfer FIDELITY NATIONAL TITLE, FNT |
| Jun 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Aug 09, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 AT SUBURBAN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on Record |
| Deed Sale | Nov 19, 2025 · Amount on Record |
| Prior Sale | Feb 04, 2025 · Amount on Record |
| Deed Document Number | 2025145158 |
| Deed Book / Page | 60711 / 229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 19, 2025 |
| Property Address | 960 E TROY ST, FERNDALE, MI 48220-1914 |
| Document Number | 20250145158 |
| Book / Page | 60711 / 229 |
| Map Reference | LB 33 PG 34 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 20250145158 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FNT |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 E SOUTH ST, ANAHEIM, CA 92805-4903 |
| Name | Verified Name |
|---|---|
| Address | 5156 WOODRUN CT, WEST BLOOMFIELD, MI 48323-2272 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 960 E TROY ST, FERNDALE, MI 48220-1914 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 960 E TROY ST, FERNDALE, MI 48220-1914 |
| Document Number | 0000064753 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 58669/195 |
| Instrument | 64753 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 09, 2021 |
| Property Address | 960 E TROY ST, FERNDALE, MI 48220-1914 |
| Document Number | 0000194336 |
| Book / Page | 56667 / 486 |
| Map Reference | LB 33 PG 34 |
| Instrument Date | Aug 05, 2021 |
| Instrument | 194336 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,556.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5660 REGIMENTAL PL, 5660, CINCINNATI, OH 45239-6704 |
| Name | Verified Name |
|---|---|
| Address | 960 E TROY ST, FERNDALE, MI 48220-1914 |
| Document Number | 0056667489 |
|---|---|
| Date | Aug 09, 2021 |
| Instrument | 56667/489 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 23, 2018 |
| Property Address | 960 E TROY ST, FERNDALE, MI 48220-1914 |
| Document Number | 0000068996 |
| Book / Page | 051747 / 000281 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 68996 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2018 |
| Title Company | STERLING TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,203.14 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 960 E TROY ST FERNDALE MI 482201914, FERNDALE, MI 48220-1914 |
| Document Number | 68581 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 051745/000735 |
| Instrument | 68581 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2048 |
Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Hazel Park City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,978.00 (+3.17%) Homeowner's exemption | $89,640 (+2.14%) | $179,280 (+2.14%) |
| 2024 | $4,825.00 (-11.87%) Homeowner's exemption | $87,760 (+7.21%) | $175,520 (+7.21%) |
| 2023 | $5,475.00 (+50.74%) Homeowner's exemption | $81,860 | $163,720 |
| 2021 | $3,632.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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