976 Delaware Rd, Buffalo, NY 14223 Property Records

Erie County and Tonawanda Town property record for 976 Delaware Rd, Buffalo, NY 14223 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1953
Lot Size	0.127 acres (5,510 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,906 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`146489 53.78-2-6`

Property Details

APN / Parcel Number

Primary APN	`146489 53.78-2-6`
Alternative APNs	`64890537800002006000` `025 0724000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	832 sqft
Upper Floors Area	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	5,510 sqft (0.127 acres)
Lot Dimensions	144 ft deep x 38.2 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	025 0724000
Street Address	976 DELAWARE RD
City	BUFFALO
State	NY
Zip	14223-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	263 S ORCHARD DR 1149 36 38.24X 144.76
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	2
Census Block	2003
Census Tract	8101

Owner

Source: Erie County and Tonawanda Town records · APN 146489 53.78-2-6

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	976 DELAWARE RD, BUFFALO, NY 14223-1008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage KENMORE NY TEACHERS FCU
Oct 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage KENMORE NY TEACHERS FCU
May 18, 2020	Loan Modification, Mortgage · Conventional Mortgage KENMORE NY TEACHERS FCU
Feb 04, 2017	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	976 DELAWARE RD, BUFFALO, NY 14223-1008
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139405128
Date	May 22, 2020
Book Page	13940/5128
Instrument	2020084633

Lender

Name	KENMORE NY TEACHERS FCU
Type	Credit Union
Address	BUFFALO, NY 14223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2045

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	976 DELAWARE RD, BUFFALO, NY 14223-1008
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138737000
Date	Oct 10, 2018
Book Page	13873/7000
Instrument	2018203798

Lender

Name	KENMORE NY TEACHERS FCU
Type	Credit Union
Address	BUFFALO, NY 14223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	976 DELAWARE RD, BUFFALO, NY 14223-1008
Document Number	0113615705
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 08, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 DELAWARE RD TONAWANDA NY 142231008, TONAWANDA, NY 14223-1008

Mortgage

Document Number	0113615705
Date	Jun 16, 2020
Book Page	011361/005705

Lender

Name	KENMORE NY TEACHERS FCU
Type	Funding / Finance Company
Address	BUFFALO, NY 14223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2045

Interest

Rate Type	Fixed Rate
Rate	2.62%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	976 DELAWARE RD, BUFFALO, NY 14223-1008
Document Number	0138051243
Book / Page	013805 / 001243
Instrument Date	Feb 04, 2017
Transaction Type	Mortgage
Record Updated	Nov 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 DELAWARE RD BUFFALO NY 142231008, BUFFALO, NY 14223-1008

Mortgage

Document Number	0138051243
Date	Mar 20, 2017
Book Page	013805/001243

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Tonawanda Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Tonawanda Town
Unified School District	Kenmore-Tonawanda Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,906.00 (+141.44%)	$46,600 (-) Land $7,500 Building $39,100	$221,900 (+9.52%) Land $35,714 Building $186,186
2024	$2,032.00 (-45.24%) Homeowner's exemption Senior Citizen's exemption	$46,600 (-) Land $7,500 Building $39,100	$202,609 (+4.33%) Land $32,609 Building $170,000
2023		$46,600 Land $7,500 Building $39,100	$194,200 Land $31,255 Building $162,945
2019	$3,711.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290081012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	6 (1978–2009)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Mar 2009, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 303 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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