975 Delaware Rd, Buffalo, NY 14223 Property Records

Erie County and Tonawanda Town property record for 975 Delaware Rd, Buffalo, NY 14223

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,338 sqft · built 1938
Lot Size0.213 acres (9,270 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Jul 2022)
Tax Bill$6,970 (2026)
Deeds & MortgagesJun 2023 Mortgage
Sep 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN146489 53.78-3-6

Property Details

APN / Parcel Number

Primary APN146489 53.78-3-6
Alternative APNs
  • 64890537800003006000
  • 025 0098000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,338 sqft Living Area
1st Floor Area717 sqft
2nd Floor Area621 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleColonial
Exterior MaterialBrick
Lot Area9,270 sqft (0.213 acres)
Lot Dimensions205 ft deep x 44.8 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area500 sqft
PorchSlab
Porch Area246 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number025 0098000
Street Address975 DELAWARE RD
CityBUFFALO
StateNY
Zip14223-1007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description218 S ORCHARD DR 1142 PTS35&36 29 44.81X 205.77
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block3
Legal Lot Number6.000
JurisdictionERIE NY
Township / Civil DivisionTONAWANDA
Census Block Group2
Census Block2000
Census Tract8101

Owner

975 Delaware Rd is owned and occupied by two individuals who acquired it in September 2022.

Source: Erie County and Tonawanda Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address975 DELAWARE RD, BUFFALO, NY 14223-1007
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Sep 29, 2022Redemption Deed, Transfer
Jul 7, 2022Warranty Deed, Transfer · FHA Mortgage
PREMIUM MORTGAGE CORP
Jun 19, 2019Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2022 · Amount on File
Deed SaleJul 7, 2022 · Amount on File
Deed Document Number2022129215
Deed Book / Page11404 / 4334
Last Transfer DateSep 21, 2022
Transfer Doc0114083864
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address975 DELAWARE RD, BUFFALO, NY 14223-1007
Transaction TypeMortgage
Record UpdatedOct 2, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address975 DELAWARE RD, BUFFALO, NY 14223-1007

Mortgage

Document Number0140950670
DateJun 27, 2023
Book Page14095/670
Instrument2023109346
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term350 Months
DueAug 1, 2052

September 2022: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionERIE NY
Recording DateSep 29, 2022
Property Address975 DELAWARE RD, BUFFALO, NY 14223-1007
Document Number0114083864
Book / Page11408 / 3864
Instrument DateSep 21, 2022
Instrument2022185883
Transaction TypeTransfer
Record UpdatedFeb 27, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRedemption Amount

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address975 DELAWARE RD, BUFFALO, NY 14223-1007

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateJul 7, 2022
Property Address975 DELAWARE RD, BUFFALO, NY 14223-1007
Document Number0114044334
Book / Page11404 / 4334
Instrument DateJun 17, 2022
Instrument2022129215
Transaction TypeTransfer
Record UpdatedFeb 27, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address975 DELAWARE RD, BUFFALO, NY 14223-1007

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address975 DELAWARE RD, TONAWANDA, NY 14223-1007

Mortgage

Document Number0140589458
DateJul 7, 2022
Instrument14058/9458
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address975 DELAWARE RD, BUFFALO, NY 14223-1007
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCURATE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0139000169
DateJun 19, 2019
Book Page13900/0169
Instrument2019124031
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueMay 30, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 975 Delaware Rd was $6,970, up 159.4% from the year before.

Source: Erie County and Tonawanda Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionTonawanda Town
Unified School DistrictKenmore-Tonawanda Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,970.00 (+159.4%)
2025$2,687.00 (+12.9%)$54,900 (-) Land $9,800 Building $45,100$261,400 (+9.51%) Land $46,662 Building $214,738
2024$2,380.00$54,900 (-) Land $9,800 Building $45,100$238,696 (+4.33%) Land $42,609 Building $196,087
2023$54,900 Land $9,800 Building $45,100$228,800 Land $40,842 Building $187,958
2019$6,888.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 975 Delaware Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1978–2009)
Claims Outside the SFHA5 of 6
Most Recent ClaimMar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 975 Delaware Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTONAWANDA, TOWN WATER DEPT.
serves 72,571 people · EPA ID NY1404556
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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