976 Chambers Rd, York, SC 29745 Property Records

York County property record for 976 Chambers Rd, York, SC 29745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,612 sqft · built 2005
Lot Size	0.992 acres (43,210 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Aug 2023)
Tax Bill	$2,583 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`452-00-00-098`

Property Details

APN / Parcel Number

Primary APN	`452-00-00-098`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	43,210 sqft (0.992 acres)
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Location & Zoning

Street Address	976 CHAMBERS RD
City	YORK
State	SC
Zip	29745-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUDI
Legal Description	LT# 3 EMMA ACRES
Legal Subdivision	EMMA ACRES
Legal Lot Number	3
Jurisdiction	YORK SC
Township / Civil Division	YORK
Census Block Group	1
Census Block	1021
Census Tract	61506

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	976 CHAMBERS RD, YORK, SC 29745-1282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF YORK
Aug 31, 2023	Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Dec 21, 2012 · Amount on Record
Deed Document Number	202327513
Deed Book / Page	20930 / 382
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	976 CHAMBERS RD, YORK, SC 29745-1282
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 CHAMBERS RD, YORK, SC 29745-1282

Mortgage

Document Number	2049100463
Date	Nov 8, 2022
Book Page	20491/463
Instrument	2022047180

Lender

Name	BANK OF YORK
Type	Bank
Address	YORK, SC 29745

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Aug 31, 2023
Property Address	976 CHAMBERS RD, YORK, SC 29745-1282
Document Number	2093000382
Book / Page	20930 / 382
Map Reference	MB C-332 PG 5
Instrument Date	Aug 30, 2023
Instrument	2023027513
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 CHAMBERS RD, YORK, SC 29745-1282

Mortgage

Document Number	2023027514
Date	Aug 31, 2023
Instrument	2023027514

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,583.00 (+129.19%)	$14,548 (+126.71%) Land $2,200 Building $12,348	$363,700 (+73.45%) Land $55,000 Building $308,700
2023	$1,127.00 (-0.27%)	$6,417 (-) Land $1,377 Building $5,040	$209,685 (-) Land $45,000 Building $164,685
2022	$1,130.00	$6,417 Land $1,377 Building $5,040	$209,685 Land $45,000 Building $164,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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