982 Chambers Rd, York, SC 29745 Property Records

York County property record for 982 Chambers Rd, York, SC 29745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,409 sqft · built 2005
Lot Size	0.998 acres (43,481 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jan 2018)
Tax Bill	$1,340 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`452-00-00-097`

Property Details

APN / Parcel Number

Primary APN	`452-00-00-097`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,409 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	1,409 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	43,481 sqft (0.998 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	203 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Location & Zoning

Street Address	982 CHAMBERS RD
City	YORK
State	SC
Zip	29745-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUDI
Legal Description	LT# 2 EMMA ACRES
Legal Subdivision	EMMA ACRES
Legal Lot Number	2
Jurisdiction	YORK SC
Township / Civil Division	YORK
Census Block Group	1
Census Block	1021
Census Tract	61506

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	982 CHAMBERS RD, YORK, SC 29745-1282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 30, 2018	Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Prior Sale	Jul 16, 2008 · Amount on Record
Deed Document Number	20183858
Deed Book / Page	16805 / 176
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	982 CHAMBERS RD, YORK, SC 29745-1282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1878200238
Date	Nov 24, 2020
Book Page	18782/238
Instrument	2020057733

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jan 30, 2018
Property Address	982 CHAMBERS RD, YORK, SC 29745-1282
Document Number	1680500176
Book / Page	16805 / 176
Map Reference	MB C-332 PG 5
Instrument Date	Jan 26, 2018
Instrument	201800003858
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	982 CHAMBERS RD, YORK, SC 29745-1282

Mortgage

Document Number	201800003859
Date	Jan 30, 2018
Instrument	201800003859

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,340.00 (+21.05%)	$9,551 (+15%) Land $1,598 Building $7,953	$328,800 (+58.37%) Land $55,000 Building $273,800
2023	$1,107.00 Additional exemption filed	$8,305 Land $1,800 Building $6,505	$207,613 Land $45,000 Building $162,613

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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